Bank of America Phone Number

Calling Bank of America customer service faster by GetHuman

800-432-1000
Customer service
Current Wait: 45 mins (24m avg)
Hours: Mon-Fri 7am-10pm, Sat-Sun 8am-5pm EST; best time to call: 7:15am
Get targeted help: Tell us the issue so we get you to right rep, offer relevant tips, reminders & follow-up!
Report FraudCard DeclinedAccount AccessDispute a ChargeMissing PaymentA different issue
Get to a live person fastest: Press 0#, then 0#, then 0, then 0 then 1, then 0#

Reasons customers like you called recently

fake letter or real from b of America
3h ago
My safety deposit box which was on autopay in the elko nv branch for years at the bank...
15h ago
is this the Bank of America fraud department
20h ago
I would like to turn off overdraft protection because my account was charged two fees.
a day ago
SOMEONE HAAS GOTTEN MY ACCOUNT INFORMATION CHANGED MY PASSWORD AND TAKEN FUND OUTMY ACC...
2d ago
Didn't receive ordered currency
2d ago
Hi, I tried to use my debit card last night and it was declined, also I am a LYFT DRIVE...
2d ago
I need to cancel a check depodit made through the mobile app and an atm misread a check...
2d ago
I have not received my IRS report on interest earned. When can I expect it to arrive?
2d ago
I have a question about international travel
2d ago
I cannot get a Bank of America human to speak with about fraudulent charges. No one ans...
2d ago
fraudulent charges.*I want to speak with a human who can help me
2d ago
need to stop all ACH payments on my account. i have been having some card issues and wa...
2d ago
Mi tarjeta no funciona y tengo problemas para realizar pagos
3d ago
recd a call from ***-***-**** for a better interest rate on my bank of america cash rew...
3d ago
See more recent reasons for callingHelp me with my issue

Our Editor's Notes on Bank of America's Phone-Based Customer Care

Bank of America is an investment bank and financial services provider that operates internationally. It is the second-largest bank in the United States, which means that it gets a lot of calls to its customer service department every day.

Why Do People Call Bank of America Customer Support?

People call Bank of America for a range of reasons, including:

  • Opening new accounts
  • Updating or closing accounts
  • Help with credit cards
  • Loan servicing issues and questions
  • Reporting identity theft and fraud
  • Online banking technical support
  • Setting up appointments with bankers
  • Investment account management and questions

Best Practices for Calling Bank of America Customer Service

Bank of America has multiple divisions, each with its own customer service department. The Bank of America website provides details on specific numbers for each division. TTY and TDD calling are available for those who are deaf or hard of hearing. In some cases, there may even be a dedicated line for Spanish speakers.

Be sure to check the hours of availability for the customer service department that you call. Some automated services are available 24/7, but live help from a human being is restricted to specific hours of the day.

Before calling, make sure you have your account number or numbers handy, as well as any correspondence from Bank of America. It's also a good idea to have the ability to take notes during your call: Keep pen and paper handy or have some way to take notes on your mobile device or computer.

How Do People Feel About Their Calls to Bank of America Customer Support?

Because Bank of America has so many customers, it is not surprising that there are mixed reports about the efficacy of its customer service representatives. While some customers are happy with the service they've received, others have had different experiences.

Many areas of dissatisfaction tend to revolve around issues of identity theft and fraud. These experiences are understandably very distressing to victims, and many seem to feel that Bank of Representative agents are unresponsive and often lack the authority to expedite investigations, redeposit funds taken out of accounts or replaced compromised credit or debit cards.

What Kind of Issues Can Bank of America Customer Support Resolve?

Bank of America customer service representatives can handle a range of issues over the phone, including questions about banking services, inquiries about charges and transactions, and to check on loans and other financial products. Calling Bank of America if you suspect fraud or identity theft is often the fastest and most effective way of regaining control of your credit cards or accounts.

What Can't Be Resolved by Phone With Bank of America?

Some banking processes and services require you to either sign physical documents or to meet with a banker. In these cases, the best that a phone representative can do for you is to let you know the location of the nearest branch to your home or office and assist in scheduling an appointment.

In cases of lost, stolen or compromised credit and debit cards, customers are generally required to wait for a replacement to come in the mail. In some instances, it may be possible to pick up a temporary-use ATM card at a local bank branch.

What Can I Do If I Am Unhappy With My Call to Bank of America?

Customer service phone calls don't always go the way we want them to. If your call to Bank of America customer support did not resolve your concerns or answer your questions, you still have options.

  1. Call back. Not all customer service agents are the same. The next person you speak to may have more training or experience and will be able to resolve your case or get you a correct answer to your question.
  2. Get in touch via a different method. Bank of America operates Twitter and Facebook accounts and social media representatives are available to answer your private messages.
  3. Schedule a face-to-face appointment. There will be situations in which it is best to have a face-to-face meeting with a banker. You can schedule a meeting at a local branch online.
  4. If your situation is still not resolved. you can file a complaint online with Bank of America's feedback form. This is not an option for people who have urgent issues, but it does ensure that your complaint will go to a Bank of America division that specializes in customer feedback.
  5. As a final option, take up your concern with the Consumer Financial Protection Board's Ombudsman office. The CFPB is a federal agency that protects the interests of consumers. While this is not an option for a quick resolution, it is one way of ensuring that your concerns are seen and addressed.

Customer Number 800-432-1000 - by the Numbers

Phone number to dial
800-432-1000
Call-back available
YES
Call picked up by a real person
YES
Department you're calling
Customer Service
Call center hours
Mon-Fri 7am-10pm, Sat-Sun 8am-5pm EST
Best time to dial
7:15am
Navigate phone maze to a human
Press 0#, then 0#, then 0, then 0 then 1, then 0#
Average wait
24
Current wait
45
Rank (among phone numbers)
1
Rank (overall)
1
Alternate methods
phone or chat or web or twitter
Quality of communication
32%
Quality of help
44%
Customer votes
54,383
Information last updated
Wed Feb 19 2020 10:00:00 GMT+0000 (UTC)

Bank of America's Best Toll-Free/800 Customer Phone Number

This is Bank of America's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a Bank of America agent. This phone number is Bank of America's Best Phone Number because 420,030 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 800-432-1000 include Report Fraud, Card Declined, Account Access, Dispute a Charge, Missing Payment and other customer service issues. The Bank of America call center that you call into has employees from Massachusetts, Arizona, Florida and is open Mon-Fri 7am-10pm, Sat-Sun 8am-5pm EST according to customers. In total, Bank of America has 16 phone numbers. It's not always clear what is the best way to talk to Bank of America representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.

Contacting Bank of America - by phone or otherwise

While 800-432-1000 is Bank of America's best toll-free number, there are 20 total ways to get in touch with them. The next best way to talk to their customer support team, according to other Bank of America customers, is by calling their 800-781-5393 phone number for their Online Banking department. Besides calling, the next favorite option for customers looking for help is via 800-781-5393 for Online Banking. If you think this information is inaccurate or know of other ways to contact Bank of America please let us know so we can share with other customers. And you can click here if you want to compare all the contact information we've gathered for Bank of America.

What is GetHuman's Relationship to Bank of America?

In short, the two companies are not related. GetHuman builds free tools and shares information amongst customers of companies like Bank of America. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line listening to their call technology music. We've created these shortcuts and apps to try to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service, especially with larger companies. And as long as you keep sharing it with your friends and loved ones, we'll keep doing it.
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