I’m always interested in the most economical banking products, so I contacted Bank of America’s 800-781-5393 customer service number to ask if they offered free checking accounts since most banks charge a fee. However, Bank of America is a major U.S. bank, so it’s reasonable that consumers might call one of its customer service numbers to ask about checking and savings accounts, investments, and loans. With its prominent online presence and ATMs, it’s easy to access the bank’s services even when you don’t live near a branch.
When I dialed the number, an automated response system greeted me by letting me know from the outset that the company may record or monitor my call for quality purposes. Right after that message, a customer service associate answered and thanked me for being a valuable client of Bank of America. He said he was “very happy” to help me and told me his name.
Next, he repeated the information about monitoring or recording the call and asked for my first and last name. I didn't see a reason to offer personal data since I only called for information, but I gave him my name. He thanked me for providing it and asked me for an account number or my Social Security number. I explained that I didn't have an account with the bank, but was seeking information about accounts. He asked how he could help me.
I asked him if the bank offers a free account. He started to say something, and there was a brief silent period. He told me to hold on for 1 second and was quiet again. During this time, he must have been looking up some information. He returned to the conversation and explained several ways to get free checking, all of which required having a certain account balance.
Next, I asked about savings accounts, since I've never paid a fee for one. Still, some banks threaten to close accounts when customers don't maintain a specific balance. He mentioned a fee for savings accounts; however, he then said a customer can get a free account by maintaining a certain balance. I thanked him as the information he offered answered my questions.
Overall, this call experience was excellent. Straight after the automated voice response system acknowledged my call, it went straight to a human. That was a refreshing change from what I usually get when I call a customer service number. Almost always, the system recites a list of numerical options to press, which often leads to more menus, or it continues to ask for information that I cannot provide. The customer service associate was courteous, listened to my questions and answered them all, giving me the necessary information to select a banking product to meet my needs.
This Bank of America phone number is ranked #2 out of 16 because 420,030 Bank of America customers tried our tools and information and gave us feedback after they called. The reason customers call 800-781-5393 is to reach the Bank of America Online Banking department for problems like Report Fraud, Card Declined, Account Access, Dispute a Charge, Missing Payment. As far as we can tell, Bank of America has call center locations in Massachusetts or Arizona or Florida and you can call during their open hours 7am-10pm EST. Bank of America has 16 phone numbers and 21 different ways to get customer help. We've compiled information about 800-781-5393 and ways to call or contact Bank of America with help from customers like yourself. Please help us continue to grow and improve this information and these tools by sharing with people you know who might find it useful.
Calling Bank of America at this number should be pretty straightforward. Also important is what you do once you call, or what your other phone number options are. Unfortunately, our call-you-back tool is not available for 800-781-5393. For companies that we support, we call for you, press the right buttons to get through the phone menus, wait on hold, and call you back when Bank of America Online Banking agents can talk. It's not available here, but keep an eye out for it when future customer service issues arise with companies other than Bank of America Once on the phone with Bank of America's Online Banking department, you may need to provide them with information that identifies you as a customer, like your full name (or name on the account), email address, phone number, or an account number. It's usually worthwhile to gather this information before you call.
While 800-781-5393 is Bank of America's #2 most popular phone number, it's not the only way to get a hold of their customer care team. You already know from reading above that 800-432-1000 is their best customer phone number overall, and we have put together a comparison of their 21 total ways to contact support for you to look at as well. One thing to keep in mind as you try to reach Bank of America help by calling them, is that other customers give their customer support at this number a 59% score for their communication skills and a 38% score for the overall help they received. That could be indicative of their abilities to help you resolve your problem overall, regardless of whether or not you call this number.