What are the fees associated with using Bank of America BillPay?

Bank of America BillPay provides a convenient and efficient way to manage your bills. The good news is that BillPay is typically free for most customers. As a Bank of America checking account holder, there are no monthly subscription fees to access BillPay. You can schedule one-time or recurring payments, with the flexibility to choose the timing that works best for you. However, it is important to note that certain expedited payment options may carry a fee, depending on the speed and timing of the payment. Additionally, if you exceed the limit on the number of payments or the dollar amount for a specific timeframe, you may be charged an excessive use fee. For more information on fees and charges specific to your account, please refer to our fee schedule or contact our customer service representatives who will be happy to assist you.