What is the maximum loan amount I can borrow?

The maximum loan amount you can borrow with Citibank Home Equity Loans depends on several factors. These include the appraised value of your home, the amount of equity you have in your property, your credit history, and your ability to repay the loan. Citibank offers variable and fixed-rate home equity loans, with variable-rate loans allowing you to borrow up to 85% of your home's appraised value and fixed-rate loans allowing you to borrow up to 80% of the appraised value. However, it's important to note that your total monthly debt payments, including the home equity loan, should not exceed 43% of your pre-tax income. To determine the maximum loan amount you are eligible for, please contact a Citibank representative who will evaluate your specific circumstances and provide you with more accurate information.