How Do I Transfer Money Online Using Citibank?

Introduction

Citibank makes transferring money online fast and easy to do. Whether you want to send money to someone inside or outside the country, at a different Citibank location or at another bank, you have multiple options available to you.

What You'll Need

In most cases, the money should reach your intended recipient on the same day or in just a day or two, depending on where the recipient is located and what kind of transfer you are trying to do.Wire transfers are usually sent on the same business day as you complete the steps below if you get them in before 6:45 pm EST for domestic transfers and 6:00 pm EST for international transfers.To be able to transfer money online with Citibank, you must be set up to receive your monthly statements and certain legal notices electronically, instead of on paper. This can be done from your account settings page, in the "Paperless Settings" section. You can change this option or reset it any time you like.

Go to the Citibank home page.

Citibank home page

Enter your user ID and password in the text fields provided and then click on the "Sign on" button to sign in to your Citibank account.

To transfer money using Citi with Zelle, skip to step 11.
To transfer money to your other Citibank accounts, skip to step 16.

Go to the Main Menu.

Select the "Transfers and Payments" option.

Choose "Set Up a Wire Transfer."

Select the type of wire transfer you want to send.

This is where you choose whether to send the money within the United States or to a foreign country.

Enter the requested information.

This will include the recipient's account number and routing number, as well as other banking information and personal information.

Click on "Continue."

Click on "Send Wire."

Click the "Submit" button.

Make sure to copy the confirmation number you are given. You will need it to track information about the wire transfer.
Do not proceed with additional steps.

From the Main Menu, select the "Send Money with Zelle" option.

You must be enrolled in Citi with Zelle to be able to use this option.

Select a recipient from your contacts list.

You can also use their phone number or email address.
To send money via Zelle, the recipient must also be registered with Zelle.

Select an amount to send.

Add a note to the recipient, if you want.

This step is optional.

Click the "Send" button.

The recipient will be notified by Zelle that you have sent them money.
Do not proceed with additional steps.

From the Main Menu, select the "Transfer between Your Accounts" option.

Select the sending and receiving accounts.

For example, your savings and checking accounts.

Enter the amount you want to transfer.

Confirm that everything is correct and submit the transfer.

Conclusion

If you need any help with your transfer, call a Citibank customer service agent to get assistance. The customer service call center is open 24 hours a day, seven days a week.