Bank of America Bankruptcy Phone Number

What It's Like to Call Bank of America Phone Number 800-669-5224

By Adam Goldkamp

Jan 17, 2024

Calling this number can help you get the address to receive information from Bank of America's bankruptcy repayment services, but for the most part, that's it. You might be able to get customer help if you're willing to provide personal information, but if you're not going to give that out, this is as far as you can get.

When I called, I was only able to get as far as requesting the address for repayment services, which I did to check what it would provide. Upon asking for the address, it gave two of them to me. One was the standard address, with the other being used for overnight requests. With each address, the system gave me the address twice to confirm I had it before hanging up at the end of the message.

If you're trying to get this information, you have to wait until the system actually gets to that part of the welcome message before moving forward. To request the address, you must press 1, but you can only do so after the system tells you to do it to get the Bank of America address. Doing it either before or after that part of the message has completed results in the system ignoring your entry.

When calling Bank of America and trying to get past the initial choke point, you need to call at the correct time to be able to get someone on the phone. If you call past 5 p.m. on Monday through Friday or at any time on weekends, you won't be able to connect with anyone. In those situations, the system simply tells you that nobody is available to take your call and you'll have to try back another time.

Neither the automated assistant nor Bank of America do anything to tell you this, however, as this number isn't publicized on Bank of America's website. It's known as the bankruptcy number and confirms its purpose when you dial, but Bank of America doesn't list it on an official website. Its existence is only known because of third-party sites that put this number out there for potential customers.

Given that this number doesn't have a transfer system to get you to other branches of Bank of America, it makes sense that it isn't publicized. Bank of America clearly wants to keep this only for the select few customers who need it, and it isn't going to make it easy for people to gain access to it.

I find that understandable, and given that Bank of America has gone out of its way to hide this number, I have no problem with the lack of a true phone menu. I wouldn't use this number unless I specifically needed it, as it appears to be no use to anyone who hasn't already begun bankruptcy protection services through Bank of America.

Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.

Bank of America's 800-669-5224 Bankruptcy Number

This Bank of America phone number is ranked #6 out of 16 because 420,030 Bank of America customers tried our tools and information and gave us feedback after they called. The reason customers call 800-669-5224 is to reach the Bank of America Bankruptcy department for problems like Report Fraud, Card Declined, Account Access, Dispute a Charge, Missing Payment. As far as we can tell, Bank of America has call center locations in Massachusetts or Arizona or Florida and you can call during their open hours 24 hours, 7 days. Bank of America has 16 phone numbers and 21 different ways to get customer help. We've compiled information about 800-669-5224 and ways to call or contact Bank of America with help from customers like yourself. Please help us continue to grow and improve this information and these tools by sharing with people you know who might find it useful.

Calling Bank of America

Calling Bank of America at this number should be pretty straightforward. Also important is what you do once you call, or what your other phone number options are. Unfortunately, our call-you-back tool is not available for 800-669-5224. For companies that we support, we call for you, press the right buttons to get through the phone menus, wait on hold, and call you back when Bank of America Bankruptcy agents can talk. It's not available here, but keep an eye out for it when future customer service issues arise with companies other than Bank of America Once on the phone with Bank of America's Bankruptcy department, you may need to provide them with information that identifies you as a customer, like your full name (or name on the account), email address, phone number, or an account number. It's usually worthwhile to gather this information before you call.

Contacting Bank of America in General

While 800-669-5224 is Bank of America's #6 most popular phone number, it's not the only way to get a hold of their customer care team. You already know from reading above that 800-432-1000 is their best customer phone number overall, and we have put together a comparison of their 21 total ways to contact support for you to look at as well. One thing to keep in mind as you try to reach Bank of America help by calling them, is that other customers give their customer support at this number a 42% score for their communication skills and a 76% score for the overall help they received. That could be indicative of their abilities to help you resolve your problem overall, regardless of whether or not you call this number.

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