How Do I Start Gaining Points with Chase?

Introduction

Rewards points from Chase can earn you everything from cash to free travel and more! Earning enough points to redeem for some awesome options is straightforward, so you can start earning right away. In this guide, we'll walk you through how to start earning your rewards and the best ways to maximize your returns. With the right spending habits, you might earn enough to pay for a vacation every year or get a serious discount on your dining.

What You'll Need

To qualify for any rewards, you'll need to sign up for the right credit card offer, so be sure to have your social security number and other personal information handy.

Get a Chase Credit Card With the Ultimate Rewards Program

The Ultimate Rewards programs is an optional add-on for many Chase cards. For a nominal annual fee (typically less than $100 per year), you can start earning rewards points on your Chase credit card purchases. (Image 1)

Choose the Right Credit Card Offer

Chase has more than 3 dozen credit cards that work with the Ultimate Rewards program. To start earning points, you'll need to apply and get approved for one. Many have an annual fee and introductory offers, so getting started on earning points is easy! (Image 2)

Complete Any Introductory Offers

One of the best ways to earn lots of points quickly is through introductory offers that come with a new credit card account. For example, the Chase Sapphire Preferred credit card offers 100,000 points to new users who spend at least $5,000 on the card withint the first 3 months.

Keep Spending On Your Card

While the introductory offer gives you a big point dump to start, if you want to keep earning points, you have to keep using your card. Purchases can net you anywhere from 1 to 26 points per dollar spent, depending on the card and specific terms of your rewards program. Dining and travel are consistent options for bonus points!

Check for Bonus Offers

Before making an online purchase, see if you can buy the item through a preferred partner with Chase. If you can, you'll often earn bonus points which can give you significant savings when you redeem them.

Get the Card that Matches Your Spending

Some Chase cards offer better benefits for specific types of spending and rewards tailored to specific activities. For example, the Southwest card makes it easier and faster to exchange points for air travel. (Image 3)

Use Your Points

There are lots of options for what to do with your points. You can swap them for cash back, hotel stays, dining credits, airline travel and more! Just log in to your account and pick how you want to spend them.

Conclusion

Earning points is as easy as making purchases with Chase Ultimate Rewards. And, redemption is just as straightforward through your Chase account. If you've got questions about your rewards account, or how to sign up for rewards, reach out to Chase today!