In a nutshell: If you do your banking with Chase then you may be interested in applying for a Chase credit card. You can do so online. You will need to make sure you have the right information available before applying. Read on to find out more about the application process.
If you do your banking with Chase then you may be interested in applying for a Chase credit card. You can do so online. You will need to make sure you have the right information available before applying. Read on to find out more about the application process.
When you apply for a Chase credit card, you will need to following information available:Your street address (a post office box will not be accepted, even if that is where you want your bills sent)Your gross annual income (your income before taxes)Your employer's phone number (or your tax documents if you are self employed)Your housing costs (your house payments or rent)Your social security numberYour name, address, and phone numberIf you have opened five or more credit cards in the last 24 months, Chase will probably not approve your application.
If you are 21 years of age or older, you can use the total household income on your application, rather than just your own.
You need to be 18 years of age or older to apply for a Chase credit card.
If you are under 21 years of age, you will either need a co-signer on your application or you will have to provide proof of income when you apply.
A credit card application will involve the bank ordering a copy of your credit report, which is considered a "hard inquiry" and can affect your credit score.
Checking to see if you are pre-approved for any Chase credit cards is not a hard inquiry and will not affect your credit score.
If your credit score is too low to qualify for a Chase credit card, consider enrolling in Chase's "Chase Credit Journey" program, which can help you build your credit to the point where you can qualify. You will need to have a Chase checking account to do so.
Although many different factors are involved in the approval process, you will generally need a good to excellent score of 700 or above.
Chase home page
Chase credit card page
Choose the one that best suits you.
If you have any questions about your credit card application or your Chase account, call a Chase customer service representative to get answers. The Chase customer service call center is open 24 hours a day, seven days a week.
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