How Do I Apply for a Chase Credit Card?
This article provides readers with the minimum requirements for applying for a Chase credit card and lists all the information the customer must supply to Chase when submitting an application and provides supplemental information on what to consider when applying online.
Applying for credit with Chase is a simple process. The application can be submitted online following these easy steps. You can also contact Chase customer service here for assistance or more information on how to apply for a Chase credit card.
Who Can Apply?
The following people are eligible to apply for a Chase credit card:
- United States residents with a valid US mailing address
- Individuals over the age of 18 (if under 21, a co-signer is required)
- Those who possess a valid social security number or tax identification number.
Be aware that these are the minimum requirements. You will also have to meet certain income and credit thresholds to qualify for a credit account.
Information You Need to Provide to Chase
When applying for your card, you will need to submit the following information:
- Your full legal name as it appears on official government documents (such as social security card or driver's license)
- Your social security number or individual tax identification number
- Your complete mailing address and the address of your residence if different from your mailing address
- Your annual income before taxes (gross annual income)
- Whether you are employed full time, part-time or a student
- Monthly rent or mortgage payment (and the number of years you have been at your current address)
- A good contact phone number to reach you.
All this information is required to process your application and helps Chase make a decision on whether or not you qualify for a credit card, and what your credit limit will be if you do qualify.
Applying Online
There are some steps to take when applying for a Chase credit card online. These steps include:
- Take a look at your credit report. Are you at or over your limit on current credit cards? Is this the first card you're applying for? How is your payment history on things reported to credit bureaus?
- What are the terms of the credit card? You want to know what the interest rate is, if there is an annual fee, and how to keep your account in good standing.
- Gather all the information discussed earlier when you are ready to apply.
- Log into the Chase website and choose "Open an Account" and "Credit Card" from the menu at the top.
- Fill out the information required and submit your application.
Most banks can give you an answer within minutes. If you are approved, you will receive the account number and information on when to expect your physical card in the mail. If you are not approved, Chase will mail you a letter explaining why your application was denied.
Follow these steps to apply for a Chase credit card and start building or improving your credit rating. For more information, contact Chase customer service here to get your questions answered.
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