How Do I Use My Points to Pay My Bill with Chase?

Chase is an American consumer and commercial banking institution. It offers financial services like personal banking, credit cards, investment advice, and loans for small businesses. Chase credit cards offer a wide range of benefits. Each time you use the card, Chase will add reward points to your account. You can choose to redeem the credit points and pay your monthly bills. You can connect with the Chase team to understand to earn maximum credit points.

Jeff Whelpley is the editor / author responsible for this content.
Feb 13, 2024

Chase is an American banking and financial institution. It is managed by JP Morgan Chase, which handles its commercial and personal banking services.

Chase offers a variety of credit cards to its customers with outstanding benefits. Each time you use your Chase card, reward points will be accumulated to your account. You can use Chase card points to pay your monthly bills with Chase.

If you are unsure how to use the points, you can contact the Chase customer support team. They will guide you to use these points for maximum benefit.

Using Chase business credit cards can help to rack up your ultimate reward points. Read on to understand different ways you can benefit from Chase card points.

Different Ways To Redeem Your Points With Chase Card

Here are some tested ways by which you can use Chase card points to pay your monthly bills.

Use the Bank's Website

  1. Log in to your Chase online banking account. You can choose to log in through the website or use the Chase mobile banking app.
  2. On the Chase homepage, you will see the list of credit cards that you own. You must choose the card for which you wish to redeem credit points.
  3. You can then choose the Cashback option and use reward points to pay your monthly bills with Chase. You can choose to connect with Chase's helpdesk if you get stuck with any of the above steps. They can guide you in the right way.
  4. Chase also gives you the option to choose how many points you wish to redeem, and the appropriate amount will be credited to your account. For cash redemptions, one Chase Ultimate Reward point is equal to one cent. So, if you redeem 10,000 reward points, you are eligible to get $100 cashback.

Chase takes two to three business days to credit your account with the appropriate amount.

Contact Chase Customer Service

If you cannot use the online banking option to use Chase card points to pay your monthly bills, you can contact the bank's customer service number. A live agent will come online and ask you for some personal information for verification purposes.

Once they have verified your account details, they will help you choose the cashback amount to your Chase account.

Other Ways To Redeem Chase Reward Points

Here are some other methods to use your credit points with Chase.

  • You can choose the Travel option to use the reward points. Your online banking profile will display the list of flights, hotels, cruises, or car rentals.
  • You can choose to get a gift card with your Chase credit points. The bank offers tie-up with global retailers like Target and Sephora. You can check the website frequently for discount options to buy these gift cards.

Tips To Earn Maximum Reward Points With Chase

Here are easy tips which you can use to get maximum benefits after buying a Chase credit card.

  • When you apply for a new credit card, Chase offers sign-up bonuses. These can help you get points to your account.
  • Search and use your cards for cashback promotions while purchasing online or offline.
  • You can participate in loyalty programs that can add credit points to your Chase account.

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Jeff truly believes that all customers deserve good service. He’s been building tools, inventing phone tree hacks and helping customers since before his days at GetHuman. He's also a Google GDE and involved in the Angular community.
How Do I Use My Points to Pay My Bill with Chase?

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