How Do I Increase My Spending on SoFi?

If you want to take advantage of SoFi's investing tools, you need to know how to fund your SoFi Invest account. To do so, you link your Invest account to your bank account. Then you can make online transfers to your Invest account using the SoFi transfer tool. You can also fund the account with a wire transfer from your bank.

Adam Goldkamp is the editor / author responsible for this content.
Sep 12, 2022

SoFi offers a variety of online investment tools to its clients, making it easy for them get started making money with stocks, options, and crypto. So if you want to get into investing with SoFi, you need to know how to fund your SoFi Invest account, so you can start spending more on its investment services. Keep reading to learn more.

Linking Your Bank and SoFi Accounts

Whether you have a SoFi Active Invest account or a SoFi Auto Invest account, you can fund it via online transfer from your bank account, but you need to link the accounts first. To link either type of Invest account with your bank account, just follow these instructions:

  1. Go to the SoFi website.
  2. Sign into your account.
  3. Tap on Add Cash.
  4. Tap on either the From or To fields.
  5. Tap on Add New Account. This will redirect you to a third-party website to link the accounts.
  6. Tap on Continue.
  7. Find and select your bank from the list.
  8. Answer any questions you are asked and follow any instructions you are given to finish the process.

How To Transfer Money to Your SoFi Invest Account Online

You can initiate an online transfer from your bank by following these instructions:

  1. Go to your SoFi Invest account page.
  2. Tap on Transfer in the account management list.
  3. Enter the amount of money that you want to transfer.
  4. Tap on the From field.
  5. Find and select your linked bank account.
  6. Tap on the To field.
  7. Find and select your SoFi Invest account.
  8. Submit the transfer and confirm it.

Your SoFi Invest account will receive the money within three business days.

How To Wire Money to Your SoFi Invest Account

You can also fund your SoFi Invest account by wire transfer. To make a wire transfer, contact your bank and ask for help sending a wire transfer to your SoFi account. Give your bank this information:

SoFi's Account number: 3713286

SoFi Address: BMO/Harris Bank
111 West Monroe St., 9th Floor
Chicago, IL 60603

FBO: Apex Clearing Corp.

SoFi's ABA number: 071000288

FCC information: Your name and your SoFi Invest account number.

Your SoFi Invest account will get the money within 2 business days.

SoFi doesn't let you make 3rd party wire transfers or international wire transfers. All wire transfers to SoFi accounts must be made using U.S. dollars.

Contacting SoFi

If you need any help with the transfer, you can call a SoFi customer support representative for assistance. There is no way to contact one online.

Further questions?

Ask a followup or related question and we will try to provide an answer in seconds.
Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.

Why does GetHuman Write How-to Guides for SoFi Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like SoFi in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Increase My Spending on SoFi? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

SoFi

Asked 2 years ago
Updated 2 years ago
Viewed 1,287,451 times
SoFi
transfer money to SoFi account
fund SoFi account
SoFi transfer
Was this page helpful?YesNeeds work
Sharing is what powers GetHuman's free customer service contact information and tools. You can help!