Student loans can be a serious burden, so if you have student loans, you are probably looking to do everything you can to get on a good payment plan. If you have Navient student loans, there are some favorable payment plans you might qualify for. This article will help you find out if you could qualify for any of these repayment plans.
If your Navient loans are federal instead of private, you might qualify for one of these plans:
Your private Navient loans don't qualify for any of the federal repayment plans. However, there is a variety of private sector programs the can help you refinance your loans and get a more affordable payment plan. Some of these plans are for people working in specific sectors or for certain organizations, like the National Health Service Corps. To find out if you qualify for any of these programs, contact Navient and ask about them.
If you don't qualify for any of the special low rate payment plans then you will have to make payments at the standard rate. In other words, you will have to have the same plan that everyone else with a loan of your size and interest rate has.
To ask about private Navient student loan programs, or to ask any questions, you can contact Navient's customer service representatives. You can reach one on the company help forum or by phone.
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