Can I make extra payments towards my Navient loan?

Yes, you have the option to make extra payments towards your Navient loan. Making extra payments can help you pay off your loan faster and potentially save on interest costs. You can make additional payments online through your Navient account or by mailing a check or money order with clear instructions on how the payment should be applied. It is important to note that if you are enrolled in auto-debit, any extra payments will not impact your automatic monthly payment amount. Instead, they will be applied towards reducing the principal balance, helping you pay off your loan sooner. Remember to always include your account number and indicate that the payment is an extra payment to ensure it is applied correctly.