Can I defer my Navient loan payments?

Yes, you may defer your Navient loan payments in certain situations. Navient offers deferment options for borrowers facing financial hardships such as unemployment, temporary disability, or enrollment in school or active military service. During a deferment, your loan payments are temporarily paused, and interest that accrues may be paid by the government for subsidized loans. However, it is important to note that interest continues to accrue on unsubsidized loans during deferment. To request deferment, you will need to complete the appropriate application and provide supporting documentation. It is recommended to contact Navient's customer service to discuss your specific circumstances and explore deferment options that may be available to you.