The grace period for Navient loans is typically 6 months, starting from the date the borrower graduates, leaves school, or drops below half-time enrollment. During this time, no payments are required, giving borrowers a temporary break before they have to start repaying their loans. However, it's important to note that interest may still accrue during the grace period, depending on the type of loan. It is advisable to continue making payments, even though they are not required, to prevent interest from capitalizing and increasing the overall loan balance. Borrowers should proactively communicate with Navient regarding their repayment plans and explore the various options available to suit their financial circumstances.
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