What is the maximum loan term for Navient loans?

The maximum loan term for Navient loans depends on the type of loan. For Federal Direct Loans, the standard repayment term is 10 years, but it can be extended up to 30 years through income-driven repayment plans. Private student loans offered by Navient have varying loan terms, typically ranging from 5 to 20 years. The loan term is determined based on factors such as the loan amount, interest rate, and the borrower's creditworthiness. It is important to note that extending the loan term may result in higher interest payments over time. Borrowers are advised to carefully consider their financial goals and choose a loan term that suits their repayment capacity and long-term objectives.