How Do I Pay My PNC Bank Credit Card Bill Online?

Making credit card bill payments can be one of the most stressful things a credit card holder has to handle. It comes with a lot of challenges especially when you consider that you can unknowingly skip a credit card payment. Delayed credit card bill payments mean that you are going to pay a late payment fee and potentially damage your credit score.

These are some of the reasons why online credit card bill payment has become so popular over the past few years. Not only is it fast but also convenient and easy to handle. Credit card bills paid online take a shorter time to process. However, many people still have no idea how to pay their credit card bills online.

How do You Make PNC Financial Credit Card Bill Payments Online?

You may be required to use a third-party platform to pay your credit card bill online. If you have a PNC financial credit card, there are quite a number of options you could use to facilitate online payments.

Use the Automated Clearing House Network

To pay your credit card bills through the Automated Clearing House Network (ACH), follow the steps below:

1. After getting your billing statement and verifying the accuracy of every detail, log into the online banking service using your account details. If there are any charges included in the billing statement that you are unsure about, contact the PNC customer service for more information.
2. Once you have logged into your online banking account, find the transfers and payment option.
3. From the tabs that come up, choose the payee and IMPS-IFSC option. You can easily select them from the list of itemized payees.
4. Enter all the needed information, including the exact amount you want to pay and your credit card number.
5. After verifying the details of the payment, click on confirm to submit the payment request. The amount to be paid is going to be deducted automatically from your bank account.

Use the National Electronic Funds Transfer Option

If you find it difficult to use the ACH network to pay your credit card bills online, you can always resort to the National Electronic Funds Transfer service (NEFT). Here's how to complete online credit card bill payments through the NEFT payment facility:

1. If you do not have a NEFT account, make sure you sign up for their services to gain access to the facility.
2. After signing up, log in and create a list of all credit card billing services. You can select multiple billing companies.
3. You will then be required to choose your bank, its division, IFSC code, and the City.
4. Once done, verify the credit card number and the billing amount and confirm the payment.

Online credit card bill payment is evolving every day and it's possible new methods are going to come up. You can always check with the PNC financial customer service to find out the most effective way to pay your credit card bills online.