Citizens Bank Customer Service

Phone Number & Contact Information

800-922-9999
Toll-free·Calls Customer Service·Most popular Citizens Bank number
Q:How do I get a live human at Citizens Bank?
A:You have to put in your account number or social security number to get a live agent.
Q:Does Citizens Bank offer 24 hour customer service?
A:Not at this number; hours here are Mon-Fri 7am-10pm, Sat-Sun 9am-6pm EST. The least busy day is Sunday, and the most busy day is Friday. Details
Q:How long will I have to wait on hold?
A:The average hold time is 3 minutes. The longest hold times are on Thursday, and the shortest are on Monday.

More Citizens Bank Customer Phone Numbers

800-656-6561 - Online Banking
Toll-free · Press 000. · Account info, press star. Reset password, press 1. Unlock user ID or to enroll in online banking, press 2. Mobile or online banking support, press 3. Zelle, external transfer, and bill payment support, press 4.
800-684-2222 - Credit Card Customer Service
Toll-free · Press 0 through each prompt, then # each time it asks for your credit card number · Credit Card Services - Enter your 16-digit credit card account number.
800-708-6680 - Loan Servicing
Toll-free · For Auto Finance · To access your account, enter your full loan number.

How do I get through the phone menu to a real live person?

GetHuman researchers routinely call this Citizens Bank phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: You have to put in your account number or social security number to get a live agent.
Here is how our research team describes the way the Citizens Bank phone system greets you: Please enter your 16-digit credit card number or your account number, then press #.
Below are some clips we've found from Citizens Bank's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:
They may ask you to enter information with the dial pad
"You've reached Citizens. Please enter your account or sixteen digit ATM debit card number then press pound."
Excerpt from a call with Citizens Bank
Sunday, April 7, 2024 11:42 AM
The first phone menu
"You've reached Citizens.
Please enter your account or sixteen digit ATM debit card number then press pound.
Or to report a lost or stolen card, press one.
To report fraud, dispute a transaction, or for claim status, press two."
Excerpt from a call with Citizens Bank
Thursday, March 21, 2024 11:41 AM
After you press 2
"To respond to a text message or email alert, press one.
To file a claim or dispute a transaction, press two.
For account information, press star."
Excerpt from a call with Citizens Bank
Sunday, March 10, 2024 9:25 AM

What are the hours and when should I call?

Citizens Bank operates the call center for this 800-922-9999 phone number Mon-Fri 7am-10pm, Sat-Sun 9am-6pm ET. The short answer is that you should call on a Thursday. This observation and the following section are based on analysis of a sample set of 264 calls made in the last 90 days using our free, web-based phone (see above).
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Citizens Bank phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Citizens Bank staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.
The least busy time to call
The least busy day to call Citizens Bank is Sunday. The most busy day to call is Friday, which averages 920% more phone calls by comparison. Again, this is based on a sample of 264 calls made with our AI-powered, web-based phone in the last 90 days.
Sun
Quietest
Mon
Tue
Wed
Thu
Fri
Busiest
Sat
The shortest wait on hold
We measured the shortest hold times to be on Monday. The longest wait in the queue on average occurs on Thursday.
The best time to call
In summation, the best day to call Citizens Bank is Thursday.

Why call this Citizens Bank number?

Below is a sample of recent calls to Citizens Bank, and their purpose. Are any of these similar to the reason you are trying to call?
Payment inquiry and address change: "I would like to make a payment but having trouble online, also need to update my address since I moved to a new house."
- From a call lasting 14m 2s , Mar 19, 2024 2:41 PM
Unfreeze debit card: "My debit card is frozen, and I'd like it unfrozen."
- From a call lasting 5m 50s , Feb 16, 2024 5:59 PM
Setting up mobile banking: "I was trying to set up a mobile account because I need to print some statements."
- From a call lasting 13m 5s , Jan 1, 2024 9:40 PM

More Ways to Contact Citizens Bank Customer Service

There are of course other ways to contact Citizens Bank customer service besides the phone. Below we list the best ones, by medium.
Citizens Bank's website
As a last, sometimes only, resort- Citizens Bank customer service can be accessed through their website. This can entail digging through help articles before finding a form and "being allowed" to submit a problem to their team, and rarely leads to a real-time conversation, which is why GetHuman does not recommend this unless it's the only way.

Conclusion and closing notes

This is Citizens Bank's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a Citizens Bank agent. This phone number is Citizens Bank's best phone number because 12,036 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 800-922-9999 include Setup an account, Question, Complaint and other customer service issues. Rather than trying to call Citizens Bank first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone or web. In total, Citizens Bank has 4 phone numbers. It's not always clear what is the best way to talk to Citizens Bank representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.

GetHuman does not provide call center services or customer support operations for Citizens Bank. The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like Citizens Bank. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.

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