A:Yes! This call center operates 24 hours a day, 7 days a week.The least busy day is Sunday, and the most busy day is Thursday.
Q:
How long will I wait on hold?
A:The average hold time is 4 minutes.The longest hold times are on Thursday, and the shortest are on Tuesday.You can skip the hold time for free.
How do I get through the phone menu to a live person?
Consider using our free service that calls and talks to customer service for you, then sends you a report. Or use our free service that waits on hold and tells you when a human rep is on the line. But if those options don't appeal to you, our team has also documented the phone menu for BMO Bank below.
Our AI powered phone can dial, navigate the phone menu, wait on hold, and even talk to customer service for you, for free. You don't even need to learn about the path through the various phone options.
That same, free GetHuman Phone can call and navigate the menus and wait on hold for you, but you can opt to do all the talking. We notify you when a rep is on the line and ready to talk, so no need to worry about changing menu options and weaving your way through the maze.
Of course, we completely understand if you prefer to do all the dialing, waiting, and talking yourself. All of these free tools are optional.
GetHuman researchers routinely call this BMO Bank phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest:Press 1 then 0
Below are some clips we've found from BMO Bank's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:
They may ask for information for security purposes
"To proceed to the main menu without authenticating, press star.
Please choose from the following five options.
To hear your account balance, press one.
For transact thank you. We are transferring your call.
We may record and use monitoring technologies on all parts of this call for your security and to improve our services to you."
Excerpt from a call with BMO Bank
Monday, June 17, 2024 9:13 PM
They may ask you to enter information with the dial pad
"Welcome to BMO.
Our thoughts are with everyone affected by Hurricane Helene and Milton.
If you live in the areas impacted by these events, please visit b mo dot com to learn how we're
or Milton and would like to enroll in our deposit relief program, please stay on the line to speak with an associate.
Please enter your Social Security number."
Excerpt from a call with BMO Bank
Monday, October 21, 2024 5:23 PM
What are the hours and when should I call?
BMO Bank operates the call center for this 888-340-2265 phone number 24 hours, 7 days.The short answer is that you should call on a Friday.This observation and the following section are based on analysis of a sample set of 548 calls made in the last 90 days using our free, web-based phone (see above).
When you use our free AI-powered phone to call and talk, wait on hold, or navigate for you, it will automatically wait until the BMO Bank call center opens before trying to call. It will ask your permission before it places the call, so you can also further delay that scheduled call until you are ready. But that means you can "set it and forget it" ahead of time.
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this BMO Bank phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like BMO Bank staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.
The least busy time to call
The least busy day to call BMO Bank is Sunday.The most busy day to call is Thursday, which averages 153% more phone calls by comparison.Again, this is based on a sample of 548 calls made with our AI-powered, web-based phone in the last 90 days.
Sun
Quietest
Mon
Tue
Wed
Thu
Busiest
Fri
Sat
The shortest wait on hold
We measured the shortest hold times to be on Tuesday.The longest wait in the queue on average occurs on Thursday.
BMO Harris Bank offers a wide range of bank accounts to suit individual needs. Our offerings include checking accounts, such as Smart Money, Premier, and Everyday Checking, designed to cater to various lifestyle requirements. We also provide savings accounts, including the Statement Savings and Health Savings Accounts, to help customers grow their funds while earning interest. For those looking to maximize their earning potential, we offer Certificates of Deposit (CDs) with competitive interest rates and flexible terms. In addition, BMO Harris Bank offers options for business customers, such as Business Advantage Checking and Business Money Market, ensuring tailored solutions for all business banking needs. Whatever your specific banking requirements may be, BMO Harris Bank has the right account to meet them.
Yes, BMO Harris Bank offers mobile banking services to its customers. With our mobile banking app, you can securely access your accounts, make transactions, and manage your finances from your smartphone or tablet. Whether you want to check your account balance, transfer funds between accounts, pay bills, or deposit checks using Mobile Deposit, our mobile banking platform has you covered. Our app is available for download on both iOS and Android devices, and it offers a user-friendly interface and robust security features to ensure the protection of your personal information. Enjoy the convenience of banking anytime, anywhere with BMO Harris Bank's mobile banking services.
At BMO Harris Bank, we offer a range of accounts tailored to meet your financial needs. While the specific fees may vary depending on the type of account, we strive to provide transparent and competitive pricing. Common account fees include monthly service fees, overdraft fees, and transaction fees. It's worth noting that some accounts may have requirements, such as minimum balances, to waive certain fees. To get a comprehensive understanding of the fees associated with our accounts, we recommend visiting our website or contacting our customer service team. We are committed to providing clear information and assisting you in finding the account that suits your lifestyle while minimizing fees.
Click the link above to get answers to just about any BMO Bank customer service question, including step by step guides for the most complex issues. You can also detail a new issue and get answers instantly.
Below is a sample of recent calls to BMO Bank, and their purpose. Are any of these similar to the reason you are trying to call?
Frozen funds inquiry: "I’m having an issue with my funds being frozen after a transfer from the Paysend app."
- From a call lasting 9m 36s , Jul 31, 2024 1:09 AM
Checking account balance inquiry: "I just need the balance of my checking account."
- From a call lasting 4m 48s , Jun 17, 2024 9:13 PM
Information about why customers call BMO Bank is extracted from issues that customers have reported to GetHuman.
As a last, sometimes only, resort- BMO Bank customer service can be accessed through their website. This can entail digging through help articles before finding a form and "being allowed" to submit a problem to their team, and rarely leads to a real-time conversation, which is why GetHuman does not recommend this unless it's the only way.
Conclusion and closing notes
This is BMO Bank's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a BMO Bank agent. This phone number is BMO Bank's best phone number because 5,904 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 888-340-2265 include Setup an account, Question, Complaint and other customer service issues. Rather than trying to call BMO Bank first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone or web. In total, BMO Bank has 1 phone number. It's not always clear what is the best way to talk to BMO Bank representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.
GetHuman does not provide call center services or customer support operations for BMO Bank. The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like BMO Bank. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.