BMO Bank Customer Service

Phone Number & Contact Info

BMO Bank's Best Phone Number

Toll-free·Calls Customer Service·Most popular BMO Bank number·We talk to customer service for you·Skip the wait on hold·Call now

How do I talk to a live human at BMO Bank?

A:Press 1 then 0 You can also use our free service that can talk to BMO Bank for you and report back.

Does BMO Bank offer 24 hour customer service?

A:Yes! This call center operates 24 hours a day, 7 days a week. The least busy day is Sunday, and the most busy day is Thursday.

How long will I wait on hold?

A:The average hold time is 4 minutes. The longest hold times are on Tuesday, and the shortest are on Friday. You can skip the hold time for free.

How do I get through the phone menu to a live person?

Consider using our free service that calls and talks to customer service for you, then sends you a report. Or use our free service that waits on hold and tells you when a human rep is on the line. But if those options don't appeal to you, our team has also documented the phone menu for BMO Bank below.

Let us call and talk to BMO Bank for you

Our AI powered phone can dial, navigate the phone menu, wait on hold, and even talk to customer service for you, for free. You don't even need to learn about the path through the various phone options.

We can get a live person on the line for you

That same, free GetHuman Phone can call and navigate the menus and wait on hold for you, but you can opt to do all the talking. We notify you when a rep is on the line and ready to talk, so no need to worry about changing menu options and weaving your way through the maze.
Of course, we completely understand if you prefer to do all the dialing, waiting, and talking yourself. All of these free tools are optional.
GetHuman researchers routinely call this BMO Bank phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Press 1 then 0
Below are some clips we've found from BMO Bank's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:

They may ask for information for security purposes

"To proceed to the main menu without authenticating, press star. Please choose from the following five options. To hear your account balance, press one.
For transact thank you. We are transferring your call.
We may record and use monitoring technologies on all parts of this call for your security and to improve our services to you."
Excerpt from a call with BMO Bank
Monday, June 17, 2024 9:13 PM

They may ask you to enter information with the dial pad

"Followed by the pound key. If you are not To confirm your identity, please enter the last four digits of your Social Security number."
Excerpt from a call with BMO Bank
Monday, June 17, 2024 9:13 PM

What are the hours and when should I call?

BMO Bank operates the call center for this 888-340-2265 phone number 24 hours, 7 days. The short answer is that you should call on a Monday. This observation and the following section are based on analysis of a sample set of 443 calls made in the last 90 days using our free, web-based phone (see above).

Automatically call when they open

When you use our free AI-powered phone to call and talk, wait on hold, or navigate for you, it will automatically wait until the BMO Bank call center opens before trying to call. It will ask your permission before it places the call, so you can also further delay that scheduled call until you are ready. But that means you can "set it and forget it" ahead of time.
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this BMO Bank phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like BMO Bank staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call BMO Bank is Sunday. The most busy day to call is Thursday, which averages 217% more phone calls by comparison. Again, this is based on a sample of 443 calls made with our AI-powered, web-based phone in the last 90 days.

The shortest wait on hold

We measured the shortest hold times to be on Friday. The longest wait in the queue on average occurs on Tuesday.
But if you use our free call and talk for me or wait on hold for me service, you don't really need to worry about average wait times.

The best time to call BMO Bank

In summation, the best day to call BMO Bank is Monday.

Why Customers Call BMO Bank

If you have time to do a bit of reading before you call BMO Bank, we recommend you read over some of our problem-specific articles.

What types of bank accounts does BMO Harris Bank offer?

BMO Harris Bank offers a wide range of bank accounts to suit individual needs. Our offerings include checking accounts, such as Smart Money, Premier, and Everyday Checking, designed to cater to various lifestyle requirements. We also provide savings accounts, including the Statement Savings and Health Savings Accounts, to help customers grow their funds while earning interest. For those looking to maximize their earning potential, we offer Certificates of Deposit (CDs) with competitive interest rates and flexible terms. In addition, BMO Harris Bank offers options for business customers, such as Business Advantage Checking and Business Money Market, ensuring tailored solutions for all business banking needs. Whatever your specific banking requirements may be, BMO Harris Bank has the right account to meet them.

Does BMO Harris Bank offer mobile banking?

Yes, BMO Harris Bank offers mobile banking services to its customers. With our mobile banking app, you can securely access your accounts, make transactions, and manage your finances from your smartphone or tablet. Whether you want to check your account balance, transfer funds between accounts, pay bills, or deposit checks using Mobile Deposit, our mobile banking platform has you covered. Our app is available for download on both iOS and Android devices, and it offers a user-friendly interface and robust security features to ensure the protection of your personal information. Enjoy the convenience of banking anytime, anywhere with BMO Harris Bank's mobile banking services.

What are the fees associated with BMO Harris Bank accounts?

At BMO Harris Bank, we offer a range of accounts tailored to meet your financial needs. While the specific fees may vary depending on the type of account, we strive to provide transparent and competitive pricing. Common account fees include monthly service fees, overdraft fees, and transaction fees. It's worth noting that some accounts may have requirements, such as minimum balances, to waive certain fees. To get a comprehensive understanding of the fees associated with our accounts, we recommend visiting our website or contacting our customer service team. We are committed to providing clear information and assisting you in finding the account that suits your lifestyle while minimizing fees.

Top BMO Bank customer service problems

Click the link above to get answers to just about any BMO Bank customer service question, including step by step guides for the most complex issues. You can also detail a new issue and get answers instantly.
Below is a sample of recent calls to BMO Bank, and their purpose. Are any of these similar to the reason you are trying to call?
Checking account balance inquiry: "I just need the balance of my checking account."
- From a call lasting 4m 48s , Jun 17, 2024 9:13 PM
Issues with online banking: "I'm locked out of my digital banking and your records don't match anything, but I used it yesterday."
- From a call lasting 12m 14s , Jun 12, 2024 8:49 PM
Card unlock issue: "I had locked my card in my app, but then I unlocked it and I still can't use it."
- From a call lasting 22m 3s , Mar 26, 2024 8:38 PM
Report unauthorized charges: "I need to file a report on unauthorized charges on my account."
- From a call lasting 4m 32s , Feb 6, 2024 4:15 AM
Checking account balance: "I'm trying to get a balance on my account."
- From a call lasting 2m 57s , Jan 17, 2024 8:57 PM
Login and card issue: "I'm calling because I tried to log in to my account online, and it's saying that basically, it's saying that my account doesn't exist, and my card is declining as well."
- From a call lasting 5m 58s , Jan 13, 2024 11:02 PM

More BMO Bank Customer Service Contacts

There are of course other ways to contact BMO Bank customer service besides the phone. Below we list the best ones, by medium.

BMO Bank Customer Help Desk / Web Support

www4.harrisbank.com - Customer Service
Online customer service support
As a last, sometimes only, resort- BMO Bank customer service can be accessed through their website. This can entail digging through help articles before finding a form and "being allowed" to submit a problem to their team, and rarely leads to a real-time conversation, which is why GetHuman does not recommend this unless it's the only way.

Conclusion and closing notes

This is BMO Bank's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a BMO Bank agent. This phone number is BMO Bank's best phone number because 5,904 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 888-340-2265 include Setup an account, Question, Complaint and other customer service issues. Rather than trying to call BMO Bank first, consider describing your issue first; from that we may be able to recommend an optimal way to contact them via phone or web. In total, BMO Bank has 1 phone number. It's not always clear what is the best way to talk to BMO Bank representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.

GetHuman does not provide call center services or customer support operations for BMO Bank. The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like BMO Bank. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.

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