What types of bank accounts does BMO Harris Bank offer?

BMO Harris Bank offers a variety of bank accounts to meet the diverse needs of its customers. These accounts can typically be categorized into several key types, including personal checking accounts, savings accounts, money market accounts, and certificates of deposit. Personal checking accounts are designed for everyday banking needs, providing convenient access to funds through ATMs, debit cards, and online banking. BMO Harris Bank tends to offer several variations of checking accounts, such as standard checking, interest-bearing accounts, and accounts aimed at students or seniors, each with its own features and benefits. Savings accounts at BMO generally focus on helping customers grow their savings through interest accumulation while providing easy access to funds when needed. These accounts often have tiered interest rates, which means the more a customer saves, the higher the interest rate they may earn. Money market accounts are another option BMO typically provides, combining features of both savings and checking accounts. These accounts usually offer higher interest rates compared to standard savings accounts, and they often allow limited check-writing privileges. Certificates of deposit, or CDs, are fixed-term accounts that usually offer a higher rate of interest in exchange for keeping funds locked in for a specified period. Customers may select from various terms to suit their savings goals. In addition to these types of accounts, BMO Harris Bank often offers specialized accounts for businesses and non-profit organizations. For the most accurate and up-to-date information regarding specific accounts, customers may want to visit the BMO Harris Bank website or refer to their local branch.