What are the fees associated with BMO Harris Bank accounts?

BMO Harris Bank offers a variety of accounts, and the fees associated with these accounts can vary based on the specific type of account, as well as the features and services that come with it. For personal checking accounts, customers may encounter monthly maintenance fees, which can often be waived if certain criteria are met, such as maintaining a minimum balance or setting up direct deposits. In addition to monthly fees, there may be other charges associated with specific transactions or services. For instance, BMO Harris Bank typically charges fees for overdrafts, foreign transactions, and insufficient funds. Customers may also incur fees for or limited access to certain services, such as using non-BMO ATM networks or obtaining official checks. For savings accounts, there could also be monthly fees and minimum balance requirements. Additionally, there may be transaction limits that, if exceeded, could result in additional fees. To get the most accurate and detailed information about the specific fees associated with a BMO Harris Bank account, it is advisable to visit the official BMO website. This site provides comprehensive details about each type of account, including any potential fees, terms, and conditions that customers should be aware of. It is important to review this information before opening an account to ensure that it meets one's financial needs.