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Do my rewards points expire?

Asked 2 years ago
BMO Rewards points typically do not expire as long as you maintain an active account. An account is considered active if you earn or redeem points at least once every 24 months. If there is no activity on your account for that period, the points may indeed expire. It is important to regularly check your account to ensure you are making the most of your rewards. You can also stay informed on your points' status and the expiration policy by visiting the BMO Rewards Portal, where you will find comprehensive information regarding your account. Additionally, if you are concerned about potential expiration, consider using your points for rewards or making small purchases occasionally. This will help maintain the activity status of your account and keep your rewards points safe. For specific inquiries regarding your account or a detailed understanding of their policies, the current web page may provide contact information where you can find direct assistance.
Answered Sep 3rd 2025

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