Current Wait: 21 mins (9m avg)
Hours: Mon-Sat 8am-9pm EST; best time to call: 8:01am
Get to a live person fastest: Say "Speak to a person"; either enter a/c # or, if no a/c #, keep repeating "Speak to person" until system puts you through. For Gardner White credit cards
Call internationally for free: You can call the number above while abroad for free using our GetHuman Phone.