How Do I Send an Ach Payment from My Truist Bank Account?

If you have a bank account with Truist, you can quickly and easily send money from your account to an account at another bank for no fee. You can use these transfers to keep your own accounts at different banks well funded, or you can use them to pay a creditor or send help to a friend or family member. Keep reading to learn how.

ACH Transfers

There are two kinds of electronic transfers you can use to move money from one bank to another: ACH transfers and wire transfers. Wire transfers are the fastest way to do it, but they typically involve both the sender and receiver paying steep fees. ACH transfers can take a little longer but don't cost you anything. And they're still pretty fast. When you send money within the United States with an ACH transfer, it will typically arrive no later than the next business day, sometimes even on the same day if you make the transfer early enough. International transfers typically take more time. How much time depends on the currency and country involved.

How to Send an ACH Transfer From Your Truist Account

To send an ACH transfer, you need the Truist mobile app. Once you have it, follow these instructions:

1. Open the app.
2. Sign in.
3. Tap on Transfer & Pay from the menu at the bottom of the screen.
4. Tap on Transfer Money and Pay Truist Bills.
5. Select an account to transfer money from.
6. Select an account to send money to from the list of linked accounts. If you have not already linked your Truist account with this account, follow the prompts to link the accounts.
7. Choose a date to send the transfer.
8. Enter the amount you wish to transfer.
9. Tap on the Done button.
10. Enter a memo to the receiver, if desired.
11. Tap on the Continue button.
12. Review the transfer information.
13. Tap on the Submit button.

Please note that if you need to link the receiver's account with your own, the process could take a couple of days, so make sure you start the process early enough for the money to still get there on time.

Contacting Truist

If you need any help sending the transfer or linking accounts, you can get it from a Truist customer service representative. To speak to one, you'll have to pick up the phone. There is no online customer service contact option.