How Do I Close My Chase Credit Card?

Introduction

Are you planning to close your Chase credit card? Before doing so, be sure to redeem any available rewards. To avoid incurring additional fees, pay off your outstanding balance in full before requesting to close the account. It's also worth considering how closing your credit card may affect your credit profile. Review your credit report before making a final decision. Also, check your credit utilization ratio and make sure it doesn't go up after closing your card. If you're ready to close your account, continue reading for step-by-step instructions on how to do it.

Call Chase Directly

You can find Chase Customer Service's phone number on the back of your credit card. You may also check the provided screenshot for their 1-800 number. If you're ready to close your account, call the number and let the representative know you'd like to close your credit card account. Before processing your request, the representative will verify your identity to help protect your account. Be sure to have your phone with you, as they may send a one-time code to verify you are indeed the account holder.

Visit a Local Branch

Do you still have questions about closing your Chase credit card account? You can also visit your nearest Chase branch for assistance. Simply enter your ZIP code or city, or click Use My Location to find the closest branch. To save time, consider scheduling an appointment by selecting Meet With Us and following the on-screen instructions.

If you plan to close your account in person, bring a valid government-issued ID and your Chase credit card. If you're considering canceling your card because of the annual fee, you may want to ask a Chase representative first whether you're eligible for a fee waiver or a different card with no annual fee before deciding to close the account.

Destroy Your Card

Are you trying to control your spending? Closing your Chase credit card account may help if you no longer need the card. Before doing this, though, make sure you've paid off your outstanding balance and considered how closing the account could affect your credit. Once Chase confirms that your account has been closed, destroy your credit card by cutting through the chip and magnetic stripe.

Are you a veteran or a military personnel? Check below on how to contact Chase to close your credit card account.

Contact Domestic Chase Military Services

Use the phone number in the screenshot to contact Chase about closing your credit card account. However, before you do this, it's also best to consider the age of your card. If you've been using the card for several years and it's in good standing, it does remain on your credit report for up to 10 years. if you've only been using it for a few months, it may be best not to close it yet.

Conclusion

Were you able to close your Chase credit card? Closing your account may be a good option if you're concerned about fraud, want to avoid paying an annual fee, or no longer need the card. Before making your final decision, consider how closing the account could affect your credit, especially if you plan to apply for new credit in the near future. If you decide to proceed, be sure to pay off your outstanding balance, redeem any remaining rewards, and update any recurring payments linked to the card. Just follow the steps above or contact Chase Support for further assistance.