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TCF Bank Customer Service

Phone Number & Contact Info

TCF Bank's Best Phone Number

800-823-5363
Toll-free·Calls Customer Service·Most popular TCF Bank number·We talk to customer service for you·Skip the wait on hold·Call now
Q:

How do I talk to a live human at TCF Bank?

A:Press 1; after the prompt, press 0. For consumer loans questions. You can also use our free service that can talk to TCF Bank for you and report back.
Q:

Does TCF Bank offer 24 hour customer service?

A:Not at this number; hours here are Mon-Fri 7am-7pm, Sat 8am-5pm CST. The least busy day is Wednesday, and the most busy day is Friday. If the call center is closed, you can schedule a call.
Q:

How long will I wait on hold?

A:The average hold time is 88 minutes. The longest hold times are on Wednesday, and the shortest are on Friday. You can skip the hold time for free.

TCF Bank Customer Phone Numbers

Technical Support

800-823-2265
Toll-free · Mon-Fri 7am-7pm, Sat 8am-5pm CST · Press * at the first menu, then say "Customer Service." · To look up your account with us, please key in or say your account or social security number. If you are not a customer, press star (*). · Free tools available: Talk for me, Skip the wait, Schedule my call

How do I get through the phone menu to a live person?

Consider using our free service that calls and talks to customer service for you, then sends you a report. Or use our free service that waits on hold and tells you when a human rep is on the line. But if those options don't appeal to you, our team has also documented the phone menu for TCF Bank below.

Let us call and talk to TCF Bank for you

Our AI powered phone can dial, navigate the phone menu, wait on hold, and even talk to customer service for you, for free. You don't even need to learn about the path through the various phone options.

We can get a live person on the line for you

That same, free GetHuman Phone can call and navigate the menus and wait on hold for you, but you can opt to do all the talking. We notify you when a rep is on the line and ready to talk, so no need to worry about changing menu options and weaving your way through the maze.
Of course, we completely understand if you prefer to do all the dialing, waiting, and talking yourself. All of these free tools are optional.
GetHuman researchers routinely call this TCF Bank phone number to document the phone system.
Here is how our research team describes the way the TCF Bank phone system greets you: To look up your account with us, please key in or say your account or social security number. If you are not a customer, press star (*).
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Press 1; after the prompt, press 0. For consumer loans questions.
Below are some clips we've found from TCF Bank's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:

They may ask you to say or enter information

"If you want to locate a branch or ATM, if you're calling on behalf of a customer, or if you're not a customer, press star. Key in or say your nine digit Social Security or tax identification number."
Excerpt from a call with TCF Bank
Thursday, June 27, 2024 11:28 PM

What are the hours and when should I call?

TCF Bank operates the call center for this 800-823-5363 phone number Mon-Fri 7am-7pm, Sat 8am-5pm CT. The short answer is that you should call on a Wednesday. This observation and the following section are based on analysis of a sample set of 3,138 calls made in the last 90 days using our free, web-based phone (see above).

Automatically call when they open

When you use our free AI-powered phone to call and talk, wait on hold, or navigate for you, it will automatically wait until the TCF Bank call center opens before trying to call. It will ask your permission before it places the call, so you can also further delay that scheduled call until you are ready. But that means you can "set it and forget it" ahead of time.
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this TCF Bank phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like TCF Bank staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call TCF Bank is Wednesday. The most busy day to call is Friday. Again, this is based on a sample of 3,138 calls made with our AI-powered, web-based phone in the last 90 days.

The shortest wait on hold

We measured the shortest hold times to be on Friday. The longest wait in the queue on average occurs on Wednesday.
But if you use our free call and talk for me or wait on hold for me service, you don't really need to worry about average wait times.

The best time to call TCF Bank

In summation, the best day to call TCF Bank is Wednesday. This is not the day with the shortest wait on hold in the phone system, but we still recommend it for its ideal combination of low call volume and short hold times. Plus we believe that TCF Bank staffs the call center well on Wednesday.

Why Customers Call TCF Bank

If you have time to do a bit of reading before you call TCF Bank, we recommend you read over some of our problem-specific articles.

What is TCF Bank's routing number?

TCF Bank's routing number is a unique identification number required for various banking transactions. The routing number for TCF Bank varies depending on the location where an account was opened. To find the specific routing number for your account, you can refer to the bottom left corner of your checks. Alternatively, you can visit the TCF Bank website and click on the "Routing Numbers" link under the "Customer Service" section. This link provides a list of routing numbers based on different states or regions. It is important to note that the routing number may also be required for online banking, wire transfers, direct deposit, and other financial activities.

Does TCF Bank offer online banking services?

Yes, TCF Bank offers online banking services to its customers. With TCF online banking, customers can conveniently access their accounts and perform various transactions from the comfort of their own homes or on the go. This secure and user-friendly platform allows customers to view account balances, transfer funds between accounts, pay bills electronically, and even download e-statements. In addition, TCF Bank's online banking provides customers with real-time alerts and notifications, helping them stay updated on their account activities. With the ease and accessibility offered by TCF Bank's online banking services, customers can conveniently manage their finances anytime, anywhere.

What are the fees and charges associated with TCF Bank accounts?

At TCF Bank, we strive to provide our customers with transparent and competitive pricing. The fees and charges associated with our accounts may vary depending on the specific type of account you choose. However, some common fees may include monthly maintenance fees, ATM withdrawal fees, overdraft fees, wire transfer fees, and foreign transaction fees. We understand that these fees are important considerations, which is why we offer various options to help you avoid or minimize them. For instance, you can waive monthly maintenance fees by maintaining a certain minimum balance or setting up direct deposits. Additionally, we constantly review our fee structure to ensure it remains competitive and aligned with our customers' needs. For detailed information, we recommend referring to our fee schedule or contacting our customer service team for personalized assistance.

Top TCF Bank customer service problems

Click the link above to get answers to just about any TCF Bank customer service question, including step by step guides for the most complex issues. You can also detail a new issue and get answers instantly.

More TCF Bank Customer Service Contacts

There are of course other ways to contact TCF Bank customer service besides the phone. Below we list the best ones, by medium.

TCF Bank Customer Help Desk / Web Support

tcfbank.com - Customer Service
Online customer service support
As a last, sometimes only, resort- TCF Bank customer service can be accessed through their website. This can entail digging through help articles before finding a form and "being allowed" to submit a problem to their team, and rarely leads to a real-time conversation, which is why GetHuman does not recommend this unless it's the only way.

Conclusion and closing notes

This is TCF Bank's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a TCF Bank agent. This phone number is TCF Bank's best phone number because 18,828 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 800-823-5363 include Setup an account, Question, Complaint and other customer service issues. The TCF Bank call center that you call into has employees from Minnesota, Illinois, South Dakota and is open Mon-Fri 7am-7pm, Sat 8am-5pm CT according to customers. In total, TCF Bank has 2 phone numbers. It's not always clear what is the best way to talk to TCF Bank representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.

GetHuman does not provide call center services or customer support operations for TCF Bank. The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like TCF Bank. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.

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