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TCF Bank Customer Service

Phone Number & Contact Info

TCF Bank's Best Phone Number

800-823-5363
Toll-free·Calls Customer Service·Most popular TCF Bank number
Q:

How do I talk to a live human at TCF Bank?

A:Press 1; after the prompt, press 0. For consumer loans questions.
Q:

Does TCF Bank offer 24 hour customer service?

A:Not at this number; hours here are Mon-Fri 7am-7pm, Sat 8am-5pm CST. The least busy day is Friday, and the most busy day is Tuesday.
Q:

How long will I wait on hold?

A:The average hold time is 88 minutes. The longest hold times are on Monday, and the shortest are on Wednesday. How is this calculated?

TCF Bank Customer Phone Numbers

Technical Support

800-823-2265
Toll-free · Mon-Fri 7am-7pm, Sat 8am-5pm CST · Press * at the first menu, then say "Customer Service." · To look up your account with us, please key in or say your account or social security number. If you are not a customer, press star (*).

How do I get through the phone menu to a live person?

GetHuman researchers routinely call this TCF Bank phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Press 1; after the prompt, press 0. For consumer loans questions.
Here is how our research team describes the way the TCF Bank phone system greets you: To look up your account with us, please key in or say your account or social security number. If you are not a customer, press star (*).
Below are some clips we've found from TCF Bank's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:

They may ask you to say or enter information

"Welcome to Huntington. To look up your account with us, please key in or say your Social Security or tax identification number."
Excerpt from a call with TCF Bank
Friday, February 2, 2024 8:59 PM

What are the hours and when should I call?

TCF Bank operates the call center for this 800-823-5363 phone number Mon-Fri 7am-7pm, Sat 8am-5pm CT. The short answer is that you should call on a Friday. This observation and the following section are based on analysis of a sample set of 3,138 calls made in the last 90 days using our free, web-based phone (see above).
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this TCF Bank phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like TCF Bank staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call TCF Bank is Friday. The most busy day to call is Tuesday. Again, this is based on a sample of 3,138 calls made with our AI-powered, web-based phone in the last 90 days.

The shortest wait on hold

We measured the shortest hold times to be on Wednesday. The longest wait in the queue on average occurs on Monday.

The best time to call TCF Bank

In summation, the best day to call TCF Bank is Friday. This is not the day with the shortest wait on hold in the phone system, but we still recommend it for its ideal combination of low call volume and short hold times. Plus we believe that TCF Bank staffs the call center well on Friday.

Why Customers Call TCF Bank

If you have time to do a bit of reading before you call TCF Bank, we recommend you read over some of our problem-specific articles.

What is TCF Bank's routing number?

TCF Bank's routing number is a unique identification number required for various banking transactions. The routing number for TCF Bank varies depending on the location where an account was opened. To find the specific routing number for your account, you can refer to the bottom left corner of your checks. Alternatively, you can visit the TCF Bank website and click on the "Routing Numbers" link under the "Customer Service" section. This link provides a list of routing numbers based on different states or regions. It is important to note that the routing number may also be required for online banking, wire transfers, direct deposit, and other financial activities.

Does TCF Bank offer online banking services?

Yes, TCF Bank offers online banking services to its customers. With TCF online banking, customers can conveniently access their accounts and perform various transactions from the comfort of their own homes or on the go. This secure and user-friendly platform allows customers to view account balances, transfer funds between accounts, pay bills electronically, and even download e-statements. In addition, TCF Bank's online banking provides customers with real-time alerts and notifications, helping them stay updated on their account activities. With the ease and accessibility offered by TCF Bank's online banking services, customers can conveniently manage their finances anytime, anywhere.

What are the fees and charges associated with TCF Bank accounts?

At TCF Bank, we strive to provide our customers with transparent and competitive pricing. The fees and charges associated with our accounts may vary depending on the specific type of account you choose. However, some common fees may include monthly maintenance fees, ATM withdrawal fees, overdraft fees, wire transfer fees, and foreign transaction fees. We understand that these fees are important considerations, which is why we offer various options to help you avoid or minimize them. For instance, you can waive monthly maintenance fees by maintaining a certain minimum balance or setting up direct deposits. Additionally, we constantly review our fee structure to ensure it remains competitive and aligned with our customers' needs. For detailed information, we recommend referring to our fee schedule or contacting our customer service team for personalized assistance.

Top TCF Bank customer service problems

Click the link above to get answers to just about any TCF Bank customer service question, including step by step guides for the most complex issues. You can also detail a new issue and get answers instantly.

More TCF Bank Customer Service Contacts

There are of course other ways to contact TCF Bank customer service besides the phone. Below we list the best ones, by medium.

TCF Bank Customer Help Desk / Web Support

tcfbank.com - Customer Service
Online customer service support
As a last, sometimes only, resort- TCF Bank customer service can be accessed through their website. This can entail digging through help articles before finding a form and "being allowed" to submit a problem to their team, and rarely leads to a real-time conversation, which is why GetHuman does not recommend this unless it's the only way.

Conclusion and closing notes

This is TCF Bank's best phone number, the real-time current wait on hold and tools for skipping right through those phone lines to get right to a TCF Bank agent. This phone number is TCF Bank's best phone number because 18,828 customers like you used this contact information over the last 18 months and gave us feedback. Common problems addressed by the customer care unit that answers calls to 800-823-5363 include Setup an account, Question, Complaint and other customer service issues. The TCF Bank call center that you call into has employees from Minnesota, Illinois, South Dakota and is open Mon-Fri 7am-7pm, Sat 8am-5pm CT according to customers. In total, TCF Bank has 2 phone numbers. It's not always clear what is the best way to talk to TCF Bank representatives, so we started compiling this information built from suggestions from the customer community. Please keep sharing your experiences so we can continue to improve this free resource.

GetHuman does not provide call center services or customer support operations for TCF Bank. The two organizations are not related. GetHuman builds free tools and shares information to help customers of companies like TCF Bank. For large companies that includes tools such as our GetHuman Phone, which allows you to call a company but skip the part where you wait on the line to get a live human rep. We continue to work on these tools to help customers like you (and ourselves!) navigate the messy phone menus, hold times, and confusion with customer service. As long as you keep sharing it with your friends and loved ones, we'll keep doing it.

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