What are the fees and charges associated with TCF Bank accounts?

TCF Bank offers a variety of account options, including checking and savings accounts, each with its own set of fees and charges. Generally, the specific fees may vary depending on the type of account one holds, and TCF Bank aims to provide transparency about these charges. For checking accounts, fees may include monthly maintenance fees, which can sometimes be waived if certain conditions are met, such as maintaining a minimum balance or having direct deposits. In addition, there could be charges for overdrafts, insufficient funds, and non-TCF ATM usage. It is essential to review the terms associated with each account type to understand how these fees apply. Savings accounts at TCF Bank may also have specific charges. These can include monthly maintenance fees, which might be waived under certain circumstances, and transaction fees if the account exceeds a set number of withdrawals or transactions during the statement period. Additionally, there are typically fees for services such as wire transfers, account statements, and other discretionary services. To get the most accurate and current information, it is advisable to visit the official TCF Bank website, where one can find detailed information about the fees and charges associated with various accounts. This ensures that potential and existing customers have access to the latest policies and practices pertaining to their banking needs.