© GetHuman Inc.

GEICO Customer Service

Phone Number & Getting a Rep

GEICO Customer Service number

800-861-8380
Toll-free·Calls Customer Service· See main phone number & contact info
Q:

How do I talk to a human at this GEICO number?

A:Keep saying "Representative" until transferred to an agent. For Auto Insurance Sales & Service and General Claims
Q:

Does this phone number work 24/7?

A:Yes! This phone number operates 24 hours a day, 7 days a week. The least busy day is Sunday, and the most busy day is Monday. See below for more and to learn where this data comes from.
Q:

How long will I have to wait to speak to GEICO Customer Service?

A:The average hold time is 1 minute and 39 seconds. The longest hold times are on Monday, and the shortest are on Wednesday.

All GEICO customer service contact information

This is the #1 most popular GEICO phone number out of 8. Click above to go back to the main customer service number and other contact information, including GEICO email addresses, twitter handles, and live chat options.

More GEICO Customer Phone Numbers

Claims

800-841-3000
Toll-free · 24 hours, 7 days · Press 0, press 0, press 0 then wait · How can I help you today?

Travelers & Homesite Customer Service

800-841-3005
Toll-free · Mon-Fri 7am-midnight, Sat 8am-9pm, Sun 8am-7pm EST · Direct to Service and Claims for Travelers & Homesite · How can I help you today?

Homeowners Insurance

800-241-8098
Toll-free · 24 hours, 7 days · Direct to Homeowners Insurance Service and Claims · In just a few words, what is the reason for your call?

Motorcycle & RV Insurance

866-238-6902
Toll-free · 24 hours, 7 days · Direct Connect to Motorcycle Insurance · Motorcycle & RV Division - Are you calling about a new quote for a motorcycle or RV policy?

Business Insurance Sales

800-841-1621
Toll-free · Mon-Fri 8am-6pm EST · For Business Insurance Sales · How can I help you today?

Policyholder Relations

800-841-8842
Toll-free · Mon-Fri 8am-4:30pm EST · ext. 1779 Larry Ritch for Policyholder Relations · If you know your party's extension, you can press it at any time. If you don't know your party's extension, press 1 for the names directory.

Sales

800-841-2964
Toll-free · Mon-Fri 8am-9pm EST · Direct to Sales · Claims Department - Are you calling to discuss a claim?

How do I get through the phone menu to a real live person?

GetHuman researchers routinely call this GEICO phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest:  Keep saying "Representative" until transferred to an agent. For Auto Insurance Sales & Service and General Claims
Here is how our research team describes the way the GEICO phone system greets you:  How can I help you today?
Below are some clips we've found from GEICO's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:

Heard when the phone system first answers

"Thank you for calling GEICO. Your call may be recorded for quality purposes. Welcome back. I see you recently contacted GEICO. Confirm if you're trying to reach the same department. I'm happy to connect you now. Just say yes to be transferred. If you need the same department, say yes. Or press one. If not, say no or press two."
Excerpt from a call with GEICO
Friday, January 12, 2024 6:51 PM

They may ask your reason for calling (instead of a menu)

"I still didn't hear you. Let's try this another way. Which of the following would you like? You can say a quote on a new policy, or press one, a claim or press two, roadside assistance or press three."
Excerpt from a call with GEICO
Monday, April 28, 2025 2:21 PM

They may ask you to say or enter information

"I still didn't get that.
Let's try this another way. Which of the following would you like? You can say a quote on a new policy or press one."
Excerpt from a call with GEICO
Wednesday, February 21, 2024 9:33 PM

The first phone menu

"Thank you for calling GEICO. Your call may be recorded for quality purposes. Sorry. We seem to be having trouble.
Thank you for calling GEICO. If you're calling in regard to a claim, an accident, or emergency roadside service, press one. If you would like a quote for a new policy or to restart a canceled policy, press two."
Excerpt from a call with GEICO
Friday, May 16, 2025 1:34 PM

What are the hours and when should I call?

GEICO operates the call center for this 800-861-8380 phone number 24 hours, 7 days.  The short answer is that you should call on a Wednesday. This observation and the following section are based on analysis of a sample set of 9,117 calls made in the last 90 days using our free, web-based phone (see above).
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this GEICO phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like GEICO staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call GEICO is Sunday. The most busy day to call GEICO is Monday.  Again, this is based on a sample of 9,117 calls made with our AI-powered, web-based phone in the last 90 days.
Sun
Quietest
Mon
Busiest
Tue
Wed
Thu
Fri
Sat

The shortest wait on hold

We measured the shortest hold times to be on Wednesday. The longest wait in the queue on average occurs on Monday, which is 82% longer than the minimum. Most companies see more fluctuation in the length of hold times, but as you can see, time spent waiting for a GEICO representative is more consistent than the number of calls throughout the week.
Sun
Mon
Longest
Tue
Wed
Shortest
Thu
Fri
Sat

The best time to call

In summation, the best day to call GEICO is Wednesday.  It isn't the least busy day, but the fact that hold times are shortest combined with it being on the busy side tells us that GEICO staffs up on Wednesday to handle the higher call volume, and that makes it the best time to call.

Why call this GEICO number?

Below is a sample of recent calls to GEICO, and their purpose. Are any of these similar to the reason you are trying to call?
Inquiring about insurance: Tow insurance.
Taken from a call on Monday, May 19, 2025 10:59 PM
Policy update inquiry: Can you tell me what I wanna know is in a synopsis, what is the pertinent updated policy information that changed from before?
Taken from a call on Monday, May 19, 2025 10:08 PM
Payment issues: I was trying to make a payment online, but it says that I reached the amount of attempts to pay online.
Taken from a call on Monday, May 19, 2025 10:03 PM
Locked out of account: I was having a problem. I got locked out the account.
Taken from a call on Monday, May 19, 2025 8:39 PM
Change payment method: My payment method.
Taken from a call on Monday, May 19, 2025 8:22 PM
Billing question: Billing question.
Taken from a call on Monday, May 19, 2025 8:15 PM
Requesting insurance quote: I'm just looking to get an insurance quote for my custom car.
Taken from a call on Monday, May 19, 2025 6:16 PM

Calling this GEICO Customer Number

2025-05-19T00:00:00.000Z

I'm shopping around for a new auto insurance plan because the one that I have seems to just creep up every single year. I feel like starting over with a new company might help me start over again with a lower introductory rate. Plus, I see that green gecko on the TV all of the time, so I figure that it's worth a shot to see what GEICO can offer me. However, I'm not the most tech-savvy and I have a few special circumstances that an agent might be better able to handle. For that reason, I decided to give them a phone call to talk about a policy and a quote. 

Going in, I had no idea how long I was going to end up on hold. I know that GEICO offers all types of policies for millions of people across the States, so I knew it was very possible that I may be on hold for a while. In the end, I was probably on hold for about ten minutes, which wasn't horrible, but it took me at least that long to navigate through their directory to get to their hold line. That part was annoying because the directory tree is extensive. 

When I first called, an automated assistant greeted me by saying, "Thank you for calling GEICO. Your call may be recorded for quality purposes. How can I help you today?" I replied, "Sign up for a new policy," and then it said, "You’re calling about a new policy right?" Once I said yes, it questioned me again, "Okay, what type of policy are you calling about? You can say things like homeowners or auto, or list them all."

I replied that I needed an auto insurance policy and then one by one it requested a lot of information from me including my birthday, ten-digit phone number, and the zip code where I wanted to ensure my vehicle. It then asked me if I had an auto policy in the last six months and whether my spouse was active military or not. Each of these questions I had to respond to so it takes time to work your way through all of it. 

Then it reminded me of the privacy policy and noted that I could see it online, and I thought I was going to get to the hold line, but not yet. Instead, it asked me, "If you own your home press 1, otherwise press 1." I chose one and then it said, "For a quote to bundle your home and auto press 1, otherwise press 2. 

I pressed two and finally, the phone rang, but a second later the voice assistant was back and it told me, "We apologize for the wait. To skip the line, you can go to Geico.com. Otherwise, please stay on the line and we will be with you shortly." Finally, the wait music started. It did take about ten minutes but at this point, I was just glad to be in the queue. It was poppy elevator music and I did get to someone who spoke clear English so the rest of the process went fairly smoothly.

Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.

Call with our super-powered phone

  • Click to call- even from your desktop
  • We dial and get a human for you
  • AI-powered suggestions of what to say
  • Keep a transcript and other stats
  • Free, unintrusive: no account needed
Was this page helpful?YesNeeds work
Sharing is what powers GetHuman's free customer service contact information and tools. You can help!