What is Trustco Bank's overdraft policy?

Trustco Bank's overdraft policy is designed to provide account holders with some flexibility in managing their finances, allowing them to cover purchases or transactions even if their account balance falls below zero. Generally, Trustco Bank offers an overdraft protection service that can link a checking account to a savings account or a line of credit. This allows funds to be transferred automatically to cover any overdraft transactions, minimizing fees and maintaining account integrity. If a customer opts for standard overdraft services, it may involve fees for each transaction that exceeds the available balance. Trustco Bank also adheres to regulatory guidelines that prevent excessive overdraft fees and provides certain disclosures to help customers understand their options. Additionally, account holders may have the ability to set up overdraft protection or choose to decline overdraft services altogether. For the most current details on the overdraft policy, including specific fees and service options, it is advisable for customers to visit Trustco Bank's official website. There, they can find comprehensive information and any updates that may have occurred recently.