What is National Bank's policy on overdraft protection?

National Bank offers overdraft protection to its customers through its Optimal Overdraft Service. This service allows eligible customers to link a credit facility, such as a line of credit or credit card, to their checking account. If a transaction exceeds the available balance in the checking account, the bank will automatically advance funds from the linked credit facility to cover the shortfall. The customer is responsible for paying back the advanced amount as per the agreed terms of the credit facility. This service provides peace of mind and helps customers avoid overdraft fees and declined transactions. To apply for overdraft protection, customers can speak to a bank representative or submit an application online.