Merchants National Bank does offer overdraft protection services, which can help customers avoid overdraft fees by linking their checking account to either a savings account or a line of credit. This means that if a transaction exceeds the available balance in the checking account, funds can automatically be transferred from the linked account to cover the transaction.
To set up overdraft protection, customers typically need to complete an enrollment form or application process. This can often be done through Merchants Online Banking or by visiting a local branch. It is worth noting that specific terms and conditions may apply, and there may be fees associated with this service.
For detailed information about how to set up overdraft protection, interested customers are encouraged to visit the official Merchants National Bank website, where they can find current details and contact information for any further inquiries.