What is Payne County Bank's policy on overdraft fees?

Payne County Bank's policy on overdraft fees is designed to protect our customers from insufficient funds situations. In the event of overdrawing an account, we may charge a fee for each transaction that exceeds the available balance, up to a maximum of three fees per day. The amount of each fee is subject to change and can vary depending on the account type or terms. To avoid overdraft fees, we encourage customers to monitor their account balance regularly, sign up for our overdraft protection services, and set up alerts to receive notifications about low balances. Additionally, linking a savings account or a line of credit to the checking account can serve as a buffer to prevent overdrafts. Our goal is to help customers manage their finances effectively while providing the necessary protection and support.