Payne County Bank offers various loan products, and the interest rates can vary depending on the type of loan, the borrower's creditworthiness, and the overall economic conditions. Typically, mortgage loans, personal loans, auto loans, and business loans will each have their own distinct interest rate structures. It is important to note that specific rates may change periodically, influenced by factors such as market trends and the policies of the bank. For the most accurate and current information regarding interest rates on loans, prospective borrowers can refer to the official website of Payne County Bank, where details about their loan products are usually available. Checking the website may provide insights not only on current interest rates but also on various loan terms, application processes, and any promotional offers the bank might have.