How Do I Send an Ach Payment from My TD Bank Account?

If you have an account at TD Bank, you can send ACH transfers to the accounts of people or companies at other banks. An ACH transfer is a fast, usually free form of electronic transfer. You can make the transfer from your computer or by using the TD Bank mobile app.

If you have a TD Bank account, you can easily send an ACH transfer to move money to an account at another bank, whether it belongs to you or to someone else. To learn how to send a TD Bank ACH transfer, just read this article.

What Is an ACH Transfer?

An ACH transfer is an ideal solution for sending money and making payments. It's free and it's also generally pretty fast. The funds are wired electronically from one institution to the other, and the transfer is often completed on the same day, although international transfers take longer. While wire transfers are faster, an automatic clearinghouse (or ACH) processes them in large batches, so it can make them cheap enough for your bank to make them free of charge.

How to Send an ACH Transfer from Your TD Bank Account Using Your Computer

To send an ACH transfer from your computer, follow this procedure:

Go to the TD Bank Online Banking page.
Sign into TD Bank Online Banking.
Click on the Bill Pay tab in the navigation bar at the top of the screen.
In the Payment Center, click on the account you want to send money from.
Click on the account you want to send money to.
Enter the amount you wish to transfer.
Bring up the calendar drop down menu.
Select the date to send the payment.
If the Rush button is available, you can guarantee the payment will get there on the day you send it for a fee by pressing the button.
Review the transfer information.
Click on the Make Payments button.
Click on the Submit Payments button.

How to Send an ACH Transfer from Your TD Bank Account Using the TD Bank App

To send a transfer using the TD Bank app, follow this procedure:

Open the app.
Tap on Pay a Bill.
Select the account you want to send money to.
Enter the amount you want to transfer.
Select the account you want to transfer money from.
Tap on the calendar menu.
Select a date to send the payment.
Tap on Confirm.
Review your transfer information.
If the Rush button is available, you can guarantee the payment will get there on the day you send it for a fee by tapping the button.
Tap on Send Payment.
Tap on OK.

Adding an External Account

To send an ACH transfer from your TD Bank account to an account at another bank, you need to first link that external account with your bank account. To do that, follow this procedure:

Go to the Online Banking page.
Log in.
Go to the Payment Center.
Click on the Add a Company or Person button.
Search the list of common payees to see if your payee is on it. Select that payee if it is on the list.
If the payee is not on the list, click either the company or person button. Fill in the fields to add the required information for that payee.
Enter your account number and ZIP code, along with a nickname for the payment.
Click on the Add button.
Click on the Finish button.

Contacting TD Bank

If you need help sending an ACH transfer, ask a TD Bank customer service representative for help. You can reach one by phone, email, or help forum.

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