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PayPal Credit Customer FAQ

Top Answers & How-to Guides

What is PayPal Credit's Phone Number?

The question we are asked most often is about how to talk to PayPal Credit customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.

How do I check my PayPal Credit account balance?

To view the PayPal Credit account balance, users should log into their PayPal account on the website or app and go to the...

Can I transfer my PayPal Credit balance to my bank account?

Transferring a PayPal Credit balance to a bank account is not permitted. PayPal Credit is a line of credit for purchases only....
Ask any question you have about PayPal Credit customer service, get an answer now.
Contact PayPal Credit customer service

Recent PayPal Credit Customer Questions

How do I check my balance on my PayPal credit card?

You can check your PayPal Credit balance by logging into your PayPal account and navigating to the PayPal Credit section. Your current balance and available credit should be displayed there.
Asked Sep 25, 2025 11:29 AM

Help me with my PayPal Credit customer service issue

Application and Approval

What are the requirements to apply for PayPal Credit?

To apply for PayPal Credit, applicants must be U.S. residents, at least eighteen years old, and have a valid social security or...
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How long does it take to get approved for PayPal Credit?

Approval for PayPal Credit usually takes just a few minutes, but it can vary based on individual financial circumstances and...
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Usage and Payments

Can I use PayPal Credit with any merchant?

PayPal Credit can be used at many merchants, but not all accept it. If a merchant accepts PayPal, they likely accept PayPal...
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Can I make additional payments towards my PayPal Credit balance?

Yes, individuals are allowed to make extra payments on their PayPal Credit balance, enabling quicker payoff or interest...
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Is there a limit on how much I can spend with PayPal Credit?

PayPal Credit imposes a spending limit based on factors like creditworthiness and payment history, which varies for each...
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Can I use my PayPal Credit for recurring payments?

PayPal Credit can be used for recurring payments if the merchant offers it as an option. If a merchant accepts PayPal and you...
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Is there a limit on how much I can spend with PayPal Credit?

PayPal Credit imposes a spending limit based on factors like creditworthiness and payment history, which varies for each...
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Can I use my PayPal Credit for recurring payments?

PayPal Credit can be used for recurring payments if the merchant offers it as an option. If a merchant accepts PayPal and you...
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Fees and Rates

What are the interest rates and fees associated with PayPal Credit?

PayPal Credit generally provides a variable APR from approximately sixteen percent to twenty-four percent depending on...
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Is there a grace period for PayPal Credit payments?

PayPal Credit does not provide a grace period for payments like traditional credit cards. Payments are due by the specified...
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What happens if I miss a payment with PayPal Credit?

Missing a payment with PayPal Credit can lead to various consequences, including potential late fees, negative impacts on...
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What happens if I miss a payment with PayPal Credit?

Missing a payment with PayPal Credit can lead to various consequences, including potential late fees, negative impacts on...
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Account Management

How do I check my PayPal Credit account balance?

To view the PayPal Credit account balance, users should log into their PayPal account on the website or app and go to the...
Read more

Can I transfer my PayPal Credit balance to my bank account?

Transferring a PayPal Credit balance to a bank account is not permitted. PayPal Credit is a line of credit for purchases only....
Read more

How do I update my personal information for PayPal Credit?

To modify personal details for PayPal Credit, users should log into their PayPal account, go to account settings, and follow...
Read more

How do I check my PayPal Credit account balance?

To view the PayPal Credit account balance, users should log into their PayPal account on the website or app and go to the...
Read more

Can I transfer my PayPal Credit balance to my bank account?

Transferring a PayPal Credit balance to a bank account is not permitted. PayPal Credit is a line of credit for purchases only....
Read more

How do I update my personal information for PayPal Credit?

To modify personal details for PayPal Credit, users should log into their PayPal account, go to account settings, and follow...
Read more

International and Promotions

Are there any promotional financing offers for PayPal Credit?

PayPal Credit often has promotional financing options to assist with larger purchases, featuring interest-free deals for...
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Is PayPal Credit available for international users?

PayPal Credit is mainly for users in the United States, as it focuses on domestic transactions and does not extend to...
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What should I do if I suspect fraudulent activity on my PayPal Credit account?

If fraudulent activity is suspected on a PayPal Credit account, immediate steps include reviewing transactions for unauthorized...
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Are there any promotional financing offers for PayPal Credit?

PayPal Credit often has promotional financing options to assist with larger purchases, featuring interest-free deals for...
Read more

Is PayPal Credit available for international users?

PayPal Credit is mainly for users in the United States, as it focuses on domestic transactions and does not extend to...
Read more

What should I do if I suspect fraudulent activity on my PayPal Credit account?

If fraudulent activity is suspected on a PayPal Credit account, immediate steps include reviewing transactions for unauthorized...
Read more
We look to the PayPal Credit issues that customers have reported to GetHuman to decide which questions are the most common and how much time to spend researching how to solve them.
PayPal Credit issues reported to GetHuman
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