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Is there a grace period for PayPal Credit payments?

Asked 2 years ago
PayPal Credit does not explicitly offer a grace period for payments in the same way that some traditional credit cards might. Generally, once a billing cycle ends, the borrower is expected to make a payment by the due date specified on the billing statement. If the account has an outstanding balance, late fees and interest may apply if the payment is not made on time. However, new purchases may not accrue interest if paid in full by the due date, sometimes referred to as a promotional offer, but this is subject to specific terms. It is important for borrowers to review the specific terms and conditions associated with their account, as factors like promotional periods or offers may influence payment expectations. For detailed information on billing cycles, payment due dates, and any promotional incentives, it would be beneficial to check the official PayPal Credit website or your account details.
Answered Jul 2nd 2025

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