What are the interest rates and fees associated with PayPal Credit?

The interest rates and fees associated with PayPal Credit are as follows: if you make a purchase of $99 or more, you will have 6 months to pay it off with no interest, as long as you pay in full within this timeframe. However, if you don't pay in full within 6 months, interest will be charged from the original purchase date at a variable Annual Percentage Rate (APR) of 19.99%. In addition, if your account becomes past due or if you make a late payment, you may be subject to a late fee of up to $40. However, PayPal Credit does not charge an annual fee or any penalty fees for prepayment. These rates and fees are subject to change, so it is advised to check the latest terms and conditions on PayPal's website.