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How long does it take to lift a security freeze on my Equifax account?

Asked 2 years ago
Lifting a security freeze on your Equifax account is typically a straightforward process, and the time it takes can vary. Generally speaking, if you request the lift online or via the automated phone system, it is usually processed immediately. This allows creditors to access your credit report almost instantly, which can be very convenient if you are applying for credit or a loan. If you decide to submit your request by mail or if additional verification is needed, the process might take longer. It could take several days for the request to be processed, depending on the specific circumstances. Equifax generally aims to meet the timelines set by state laws regarding freezes, which often stipulate that requests should be fulfilled promptly. To ensure you have the most accurate information and step-by-step instructions for lifting a security freeze, it is advisable to visit the Equifax website directly. There, you can find the latest details on how to manage your security freeze and the expected processing times based on your method of request.
Answered Jun 16th 2025

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