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How long does it take to place a freeze on my credit report?

Asked 2 years ago
The process of placing a freeze on a credit report with Equifax generally takes only a few minutes when done online or over the phone. However, it is important to remember that while the request may be processed quickly, it might take some time for the freeze status to fully reflect in the credit reporting system. A freeze prevents creditors from accessing your credit report, making it less likely that your personal information can be used for identity theft. After the freeze is placed, it is advised to keep a record of the personal identification number or password associated with it, as this will be required to lift the freeze in the future. For more information on the specific steps or for any updates regarding their services, it is recommended to visit the official Equifax website, where you can find accurate contact information if needed.
Answered Jul 8th 2025

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