Can I still access my credit report if I have a freeze in place?

If you have a freeze in place with Equifax, you will still be able to access your credit report. However, you will need to temporarily lift the freeze if you want to allow access to your credit report for a specific period of time or for a particular entity. This can be done easily by contacting Equifax or managing your freeze online. Once the freeze is lifted, you can view your credit report or authorize a specific party to have access. It's important to note that once the authorized period is over, you should reinstate the freeze to ensure security and protection of your credit information. Remember to carefully consider and assess the risks before lifting the freeze to maintain control of your credit report.