How long does a credit freeze remain active?

A credit freeze remains active indefinitely until the consumer decides to lift it or temporarily suspend it. This feature is beneficial for individuals seeking to protect their credit information from unauthorized access. Once a credit freeze is in place, it prevents new creditors from accessing the individual's credit report, making it more challenging for identity thieves to open accounts in that person's name. However, it is important to note that a credit freeze does not impact the consumer's credit score or existing accounts. When an individual wishes to apply for new credit, they will need to thaw or lift the freeze by providing the appropriate information. For detailed procedures and options regarding credit freezes, individuals may want to check the Equifax website or the specific page dedicated to this topic for up-to-date information and guidance.