How Do I Add an Authorized User to My Chase Account?

Chase is an American banking and investment services company. It is owned by the multi-national bank, JP Morgan Chase. Chase offers different credit cards for its customers with benefits like travel plan discounts, reward points, and high credit limits. If you want to add a new user to your existing Chase credit card account, you can connect with the Chase helpdesk. You can also add a new authorized user to your account via the Chase website.

Jeff Whelpley is the editor / author responsible for this content.
Dec 9, 2022

Chase is an international bank in America, which is a subsidiary of JP Morgan. The multi-national financial service company offers different credit cards, investment opportunities, debit cards, and prepaid cards.

As a credit cardholder with Chase, you can add an authorized user to your Chase account. You can get lucrative offers like reward programs, big sign-up bonuses, and discounts for travel and business plans.

If you want to let an authorized user join your Chase account, you have reached the right place. The best way to do this is to connect with the Chase helpdesk. They will guide you with a standard procedure.

Who Is an Authorized User, and Why Should You Add One to Your Chase Account?

An authorized user is a Chase bank customer who is allowed to use your online credit card account. When you add a new user to your Chase account, that person gets a new credit card linked to your bank account.

Most Chase credit card holders add their spouses, children, and close relatives as authorized users to their Chase account.

Only the primary cardholder will have the privileges of editing the Chase account profile like adding more users, increasing or decreasing credit limit, and editing the personal details section.

You may need to add the name, age, and address to let an authorized user join your Chase account. A customer support executive can help you through the entire process.

Ways To Add Authorized User to Your Chase Account

Although adding new users to your Chase account is a free-of-charge option, you might have to pay $75 for each new user to add to a Chase Sapphire Reserve card.

You can use these basic steps to add a new user to your Chase credit card account.

Use the Chase Website

  1. Log in to your account on Chase.com. You can also log in using the Chase mobile app.
  2. Click on the credit card account you wish to share with a new user.
  3. Click on the More button. Following this, you must select Account Services.
  4. Select Add an Authorized User option.
  5. Next, Chase will ask you to fill in details about the new user. It includes:
    • Name
    • Date of birth
    • Complete address with ZIP Code
  6. Once you verify and submit the details, Chase will mail the new credit card to the primary cardholder's address. If you cannot follow the above instructions, you can call Chase customer support for immediate help.

Contact Chase Customer Service

You can reach out to Chase customer service via phone call to add an authorized user to your Chase account. The agent will guide you with the steps to add users to your Chase credit card account.

They will ask for the new user details, and you can submit the request. Once you have added new users, Chase will take about seven to ten business days to send a new credit card to your primary address.

Benefits of Adding Authorized Users to Your Chase Account

  • It is convenient to use without your presence at the time of purchase.
  • You can get more reward points each time the new user purchases using your Chase account.
  • It will help to improve your credit history and make you eligible for an automatic credit increase.

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Jeff truly believes that all customers deserve good service. He’s been building tools, inventing phone tree hacks and helping customers since before his days at GetHuman. He's also a Google GDE and involved in the Angular community.
How Do I Add an Authorized User to My Chase Account?

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