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How Do I Dispute a Charge with Capital One?

In a nutshell: It can be upsetting when you see a charge on your Capital One credit card that shouldn't be there. It's essential to contact Capital One as soon as possible using the following steps to inform them of the issue.

Dec 18, 2024

Introduction

It can be upsetting when you see a charge on your Capital One credit card that shouldn't be there. It's essential to contact Capital One as soon as possible using the following steps to inform them of the issue.

What You'll Need

Cell phone

Go to the Capital One Homepage

Visit the Capital One website.

Locate the “Support” Line

Scroll all the way down on the Capital One homepage until you reach a gray section on the bottom. Look for the line that says “Support.”

Expand the Menu

Click on the “+” to the right of “Support” to expand the menu.

Locate the “Help Center”

After expanding the menu, look for the line that says “Help Center.” Click on this.

Locate the Search Bar

Clicking on “Help Center” will take you to a page that says “What can we help you find?” Locate the search bar underneath it. It will say “Help Center Search” in the middle of it.

Type in “Card Dispute”

Type “Card Dispute” into the search feature. Click return.

Locate the Relevant Section

Scroll down until you find the section that says “Credit card dispute process.” Once you find it, click on this link.

Read the Page

You'll be taken to a page that says “Understanding the credit card dispute process.” Read the entire page to learn what's best to do in this situation. If you still need help from Capital One, move onto the next step.

Do Everything on the Page

Follow all the steps on the page to dispute the charge.

Contact Capital One Customer Service

If you still need help disputing a charge on your Capital One credit card, contact Capital One customer service.

Conclusion

Once you see a charge that shouldn't be on your Capital One credit card, reach out to Capital One. The sooner you start fixing the issue, the better.

Further questions?

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Jeff truly believes that all customers deserve good service. He’s been building tools, inventing phone tree hacks and helping customers since before his days at GetHuman. He's also a Google GDE and involved in the Angular community.

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Capital One

Asked 5 years ago
Updated 4 months ago
Viewed 830,193 times
Dispute a Charge
Capital One account
Billing issues
Account issues
Fraulant charges

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