How Do I Pay My Bill with Capital One?

Introduction

Keeping track of paying your various bills can be difficult. It's easy enough to accidentally forget to pay one, which can lead to all kinds of problems, including but not limited to late fees. Fortunately, if you have an account with Capital One, you can set your account up to automatically pay your bills for you when they become due, so you never have to worry about paying your bills again.

What You'll Need

You will need to have a checking account and/or debit card to set up online bill pay. You cannot use a credit card to do so.There is no fee required to set up or use the online bill pay feature.If you do not have sufficient money in your account when your bill comes due, you might end up owing an overdraft fee. There might also be a delay to your payment getting made, which could result in a late fee being assessed by the payee.You can set up the online bill payment service either online or via the Capital One mobile app.Making an online bill payment takes some time to process. You will be informed how much time it will take to process payments for a specific vendor when you sign up for them.

Go to the Capital One home page.

Capital One home page
If you would rather set up the online bill payment service using the app, open the app, sign in to your account, and skip to step 3.

Click on the "Sign In" button on the right of the navigation bar near the top of the page to sign in to your Capital One account.

Select your checking account, or other account with a linked debit card.

Select the "Bill Pay" option.

On some platforms, it might be the "Pay Bills" option instead.

Review the terms and conditions and then agree to them.

Locate the name of the vendor you want to pay from the list of vendors.

If the vendor is not on the list, choose the "add new payee" option to add that vendor. To add a new payee, you will need to provde your Capital One account number, the vendor's name, and the vendor’s business address. Just follow the prompts.

Follow the remaining prompts to send a one time payment to this vendor.

If you want to set up a recurring payment to this vendor, skip to the next step. Otherwise, do not proceed with any further steps.

From the "Pay Bills" section, click on "Payment Options."

Follow the prompts to schedule recurring online payments with this vendor.

Conclusion

If you have any trouble with setting up online bill payments, or if you need to check on the status of a specific payment, call a Capital One customer service agent for help. The customer service call center is open 24 hours a day, seven days a week.