How Do I Setup Autopayment for My American Express Credit Card?

As an American Express cardholder, you may be exploring autopayments to streamline your monthly payments. You can set up autopayments online or by completing the autopay enrollment form included in your monthly statement. Keep in mind it may take one to two billing cycles for the automatic payment to go into effect. Also, you can change your American Express autopayment (or cancel it) at any time.

Adam Goldkamp is the editor / author responsible for this content.
Nov 22, 2021

Auto payment is a convenient way for customers to pay bills on time, increase credit scores, and take the headache out of meeting obligations. As an American Express cardholder, you may be wondering what steps to take to set up autopay. How do you set up auto payment for your American Express credit card? You can get information and aid with the process by contacting customer support here. You can also read on to learn how to set up autopayment.

Benefits of American Express AutoPay

There are a number of benefits to setting up automatic payments for your American Express credit card. Those benefits are discussed below.

  1. There is no fee to set up autopayments.
  2. Autopayments can be canceled at any time.
  3. You can still review your payments before the autopayment is drafted from your bank account.
  4. The amount you pay is in your control. You can pay the minimum due, the statement balance or a different amount above the minimum.
  5. You can change your payment date with autopayments. Therefore, you can set your autopayments to be drafted before the credit card statement due date.
  6. You can still make added payments any time.

How To Set Up Autopayments

Setting up your automatic payments is easy and can be done online or by sending the enclosed autopayment form you received with your billing statement.

Online

To set up autopayment for your American Express credit card online, follow these steps:

  1. Open the American Express website.
  2. Log into your account.
  3. Click on "Payments."
  4. Select "Manage AutoPay."
  5. Decide how much you want to pay each month.
  6. Select the bank account you want to use for your American Express credit card bill.
  7. Review your selections carefully.
  8. Click on "Enroll in AutoPay."

Via Mail

Your American Express statement has a form you can complete to enroll in AutoPay. You will need to supply the following information:

  1. Name
  2. Account number
  3. Payment options (how much you want to pay each month)
  • Total new statement balance
  • Minimum amount due
  • Fixed amount
  • Payment schedule (when you want the autopayment to occur after the current statement closes out).
    • You can choose 16-25 days after the closing of the current billing period.
  • Bank account type
    • Personal or business checking
    • Personal or business savings
    • Routing number
    • Account number
  • Sign and date the form and return it to American Express with your current payment.
  • Things To Remember

    When setting up automatic payments for your American Express credit card, remember there are some things to take into consideration. These include:

    1. It may take one or two billing cycles for autopayment to go into effect.
    2. Make sure the bank account you use for your payments keeps a high enough balance to meet your payment options.
    3. If you make any changes to your autopayment options, these may take some time to reflect in your payments.
    4. Check your statement often to ensure you are being properly credited for payments.

    Setting up autopayment for your American Express credit card will help you stay on top of your bill, relieve stress, and help improve your credit score. For more information or aid, contact American Express customer support here.

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