What is the credit limit for American Express cards?
The credit limit for American Express cards varies depending on individual factors, such as creditworthiness, income, and spending habits. Upon approval, American Express will determine a suitable credit limit for each cardholder. The assigned credit limit can be adjusted over time based on factors like payment history and credit utilization. American Express offers flexibility by allowing cardholders to request a credit limit increase, subject to their assessment. Additionally, American Express offers different cards tailored to various needs, and each card may have its own credit limit range. Cardholders can check their current credit limit by logging into their online account, where they can also explore options for increasing their limit should their financial circumstances require it.
Answered May 3, 2024
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