The maximum loan term for Navient loans can vary depending on the type of loan and the borrower's repayment plan. Generally, for federal student loans serviced by Navient, the maximum loan term can be up to twenty-five years for income-driven repayment plans. For standard repayment plans, the typical duration is ten years. However, for private student loans, the terms can differ significantly, with some loans having repayment periods ranging from five to twenty years. It is important for borrowers to review the specifics of their loan agreement to understand the exact terms that apply to their individual situation. For detailed and personalized information, it may be beneficial to reference the official Navient website, where borrowers can access their loan details and find more information regarding their repayment options.
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