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What is the grace period for Navient loans?

Asked 2 years ago
The grace period for Navient loans typically lasts for six months after a borrower graduates, leaves school, or drops below half-time enrollment. During this period, borrowers are not required to make payments on their loans, and interest may not accrue on certain types of federal student loans, such as subsidized loans. It is important for borrowers to understand that the grace period only applies once per loan. If a borrower enters repayment and later goes back to school, they may not receive another grace period on that particular loan. Borrowers should be aware of their loan types and terms, as these can influence how the grace period is applied. For specific details about individual loans, borrowers might find it helpful to refer to the information available on the Navient website or their loan agreement documentation.
Answered Jul 10th 2025

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