How Do I Set Up a Recurring Bill Payment with Capital One?

You can easily make recurring payments to vendors you routinely pay (i.e. mortgage lender, credit card companies, utility providers) by logging into your Capital One 360 Checking account and selecting its bill pay option. From there, you can set up a list of vendors you would like to pay on a recurring basis. Follow the prompts and contact Capital One support if you have any questions or problems.

Jul 13, 2023

How Do I Set Up a Recurring Bill Payment with Capital One?

As one of the largest retail banks in the U.S., Capital One features a world-class online platform that allows customers to perform everything from basic to complex transactions from their connective device. One of its online banking system's most popular features is its online bill payment center. Customers can conveniently set up recurring bill payments for any payees they submit payments to routinely. Once the payee is entered, paying them monthly or semi-regularly requires only a few simple steps, eliminating the hassle of writing checks, phoning in payments, or visiting payee websites to remit payments. 

How to Set Up Recurring Bill Payments with Capital One

Capital One customers can use the following steps to set up recurring bill payments from their online bank account:

To set up recurring bill payments:

1. Log in to your Capital One 360 Checking account.

2. Once you are logged into your account, select the pay bills option. 

3. Locate the vendor name or enter it to set up a recurring payment. Note that this is not an automatic payment. You will still be able to manually choose to remit payment to your payee at your discretion. 

4. Follow the prompts to complete setting up the recurring bill pay to your selected vendor. 

Capital One recommends that you set up your recurring bill pay for each vendor no later than four days before your bill is due to prevent late payments while your transactions are processing. 

You can also remove payees that you no longer plan to pay on a regular basis by logging into your 360 Checking account, selecting the vendor in question, and deleting their place in your vendor list. 

Setting Up Auto Pay for Vendors

After setting up your recurring vendor list, you can also choose to turn on the autopay feature for any or all of your payees. Once you have added a vendor, you can turn on the auto pay feature like this:

1. Turn on the Autopay feature.

2. Follow the prompts. You'll need to fill in the autopay amount, the send-on date, the frequency of payments, and the duration of the Autopay. Some customers choose the Autopay feature on an open-ended basis. Others might only use the feature for a finite period of time while traveling, for instance. 

3. After you set up Autopay, be sure to sign up for email alerts so you'll be notified when the bank transmits your automatic payments. You can save these alerts as a confirmation of payments sent. 

If you have any problems setting up recurring payments from your Capital One 360 Checking account, you can contact the bank's customer support team for assistance. You can also find resources that may provide the information you need by exploring the Capital One Help Center found in a link at the bottom of its home page.

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