Wells Fargo Personal Accounts

Phone Number & Getting a Rep

Wells Fargo Personal Accounts number

800-869-3557
Toll-free·Calls Personal Accounts·See main phone number & contact info
Q:

How do I talk to a human at this Wells Fargo number?

A:Press 1, then say "other options", then press 0 twice
Q:

Does this phone number work 24/7?

A:Yes! This phone number operates 24 hours a day, 7 days a week. The least busy day is Sunday, and the most busy day is Monday. See below for more and to learn where this data comes from.
Q:

How long will I have to wait to speak to Wells Fargo Personal Accounts?

A:The average hold time is 12 minutes. The longest hold times are on Tuesday, and the shortest are on Monday.

All Wells Fargo customer service contact information

This is the #4 most popular Wells Fargo phone number out of 7. Click above to go back to the main customer service number and other contact information, including Wells Fargo email addresses, twitter handles, and live chat options.

More Wells Fargo Customer Phone Numbers

General Banking

800-869-3557
Main phone number · Toll-free · 24 hours, 7 days · Press 1, then say "other options", then press 0 twice · To get started, say "My voice is my password, please verify me."

Online Banking

800-956-4442
Toll-free · 24 hours, 7 days · Say "Other Options", then "Customer Service" until transferred · To get started, say "My voice is my password, please verify me."

Small Business Accounts

800-225-5935
Toll-free · Mon-Sat 11am-7pm, Sun 9am-10pm EST · Press 0 at each prompt. For Small Business Clients. · To get started, say "My voice is my password, please verify me."

Wells Fargo Advantage Funds

800-222-8222
Toll-free · Mon-Fri 8am-5pm CST · Sales line for Wells Fargo Advantage Funds · All Spring Global - To access your account online, press 1. To use our automated system, press 2. For tax-related or year-end entry statements, press 3. For recent account inactivity notice you received, press 4. For recent mailings regarding shareholder accounts, press 5. For all other inquiries, press 6.

Credit Card Services

877-805-7744
Toll-free · 24 hours, 7 days · Press 0# at the menu options (got that from this site, not sure if it helped), then when asked to enter account number, do nothing. After 4 or so times it forwards you to a human · To get started, say your card number or enter it followed by pound.

Credit Card Dispute

800-390-0533
Toll-free · 24 hours, 7 days · Direct to a human · Claims Assistant Center - To get started, say "My voice is my password, please verify me."

How do I get through the phone menu to a real live person?

GetHuman researchers routinely call this Wells Fargo phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest: Press 1, then say "other options", then press 0 twice
Here is how our research team describes the way the Wells Fargo phone system greets you: To get started, say "My voice is my password, please verify me."
Below are some clips we've found from Wells Fargo's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:

They may ask you to say or enter information

"Welcome to Wells Fargo. This call may be monitored or recorded. For account access or questions, say your account or card number or enter it followed by pound. For anything else, say other options.
To better assist you, I'll need your account number first.
Say or enter your account"
Excerpt from a call with Wells Fargo
Monday, November 25, 2024 6:44 PM

What are the hours and when should I call?

Wells Fargo operates the call center for this 800-869-3557 phone number 24 hours, 7 days. The short answer is that you should call on a Wednesday. This observation and the following section are based on analysis of a sample set of 158 calls made in the last 90 days using our free, web-based phone (see above).
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this Wells Fargo phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like Wells Fargo staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call Wells Fargo is Sunday. The most busy day to call is Monday, which averages 67% more phone calls by comparison. Again, this is based on a sample of 158 calls made with our AI-powered, web-based phone in the last 90 days.
Sun
Quietest
Mon
Busiest
Tue
Wed
Thu
Fri
Sat

The shortest wait on hold

We measured the shortest hold times to be on Monday. The longest wait in the queue on average occurs on Tuesday.

The best time to call

In summation, the best day to call Wells Fargo is Wednesday.

Why call this Wells Fargo number?

Below is a sample of recent calls to Wells Fargo, and their purpose. Are any of these similar to the reason you are trying to call?
Account balance inquiry: "I would like to check my account balance."
- From a call lasting 4m 48s , Dec 11, 2024 4:14 PM
: ""
- From a call lasting 57s , Nov 25, 2024 6:44 PM
: ""
- From a call lasting 1m 22s , Aug 14, 2024 9:43 PM
: ""
- From a call lasting 1m 52s , Jul 27, 2024 6:40 PM
Unresolved fraud claims: "I've gotten five or six fraud claims that's not been resolved till yet with Wells Fargo."
- From a call lasting 40m 40s , Jun 17, 2024 7:58 PM

Calling this Wells Fargo Customer Number

Adam Goldkamp is the editor / author responsible for this content.
Nov 16, 2023

Calling Wells Fargo was a useless waste of time for me, which is funny because you would think they would treat people who want to open a bank account a little better. I wanted to open a bank account with Wells Fargo so that I could take advantage of their retirement program, but I had some questions before opening the account that I wanted answered. Therefore, I called this number, but after spending five minutes in their phone maze, the virtual assistant hung up on me. 

There are probably a lot of reasons that people call Wells Fargo, from bank account issues to credit issues to loans and retirement accounts. Therefore, you expect to have some wait time, but that wait time should not result in getting hung up on. At least not in my mind. They need to work on customer service because this is not how to get or retain customers. 

When I called, a catchy jingle played, and a recorded voice said, "Welcome to Wells Fargo." It was followed by a Spanish message and the standard warning that the call would be monitored and/or recorded. Then it told me, "For account access or questions, say your account or card number one digit at a time or enter it followed by the pound sign. For anything else, say other options or press 1." 

I said other options since I didn't have an account, but it didn't seem to hear me and repeated the message. The second time, it recognized my voice and responded, "Alright, other options. You can say, open a new account. Find a new branch or ATM. Find or verify an account. Damaged card. Otherwise, say your account or card number."

I said very clearly this time, "Open a new account," but it ignored me again and went through the options again. It didn't seem like the voice recognition ever worked until the second try. Once it did, the virtual assistant told me to hold while it connected me to a banker who could help. I assumed at this point I would be talking to someone, and even heard some upbeat music that sounded like hold music. 

However, in seconds, it stopped, and then I was given two new options, "For service on an existing account, press 1. If you are calling to apply for a new account, press 2." Given that I just said I wanted a new account, this seems repetitive, but I went ahead and pressed 2. Then it told me to open a new account, apply online or visit one of their branches, and to my shock, it hung up on me. I don't understand why it said it was getting someone and then basically dumped me, but I haven't tried calling again. I didn't appreciate that waste of time. 
 

Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.

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